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It was the best time of the year if you were a sports fan thought Jake. That was because the MLB season soon would be into the World Series while the NFL season was just starting and soon would be joined by the NHL and not much later the NBA. Spending his time watching sports on television was a nice way for Jason “Jake” Palmer to forget about work for a while.

Jake was a Senior Claim Analyst for a large insurance company. Watching sports enabled him to forget for a while the duties and challenges he constantly faced at work. These duties were different from he had when he was a Unit Claim Manager because there weren’t many personnel problems. He was starting to think more and more about asking for a buyout package and taking an early retirement. In five years he would be eligible to ask for the buyout and the more he thought about it, it seemed like that was what he was going to do.

He had been divorced for the past ten years and had no one to worry about except himself. His ex-wife Nancy was successful in her own right as an attorney. She wanted out of the marriage so badly that Jake received the townhome and most of their savings. That she remarried one year later wasn’t really a big surprise and told Jake she may not have been faithful to him as she should have been.

Over time the love making with Nancy had diminished to where it was less and less frequent. From what at one time was great had gone down to “Why bother.”

Grabbing a bag of chips and diet soda Jake sat down to watch the MLB game when his cellphone chimed.

Answering the phone he heard, “Jake Palmer, I am Paul Cousins, Mike Cousin’s brother.”

Jake had a close friend Tom Cousins and he knew Tom had a younger brother Paul.

“Yes this is Jake. Why are you calling Paul? Has something happened?

“Yes something has happened, Tom died.”

This was a big shock and Jake responded, “What happened?”

“He was found lying on the floor in his living room. They say it was a massive heart attack. The reason I am calling is that I heard the phone message you left him worrying about him not returning your calls. I found your name in the phonebook he kept.”

“You should know that he left me a letter saying that if something like that should happen he didn’t want any big funeral church service. He only wanted a small service at the funeral parlor for the family. Since he once said to me that you were a close friend I thought I would tell you that the service is tomorrow at ten.”

“Are you going to tell any other friends or just limit the service to the family?”

“Just the family.”

“Well I think there are some people that should be notified. Can you bring Tom’s telephone book and give it to me tomorrow? I will contact some of the people who I think would want to know of Tom’s passing.”

After ending the phone call Jake had time to think about his knowing Tom. He had first met Tom when Jake was hired at the insurance company to work in the claim department. Tom was assigned to train Jake. Over time they had become close friends.

At work a few years later Tom was accused of accepting kickbacks is settling some claims. It couldn’t be proven that he did that but it was enough to piss Tom off. He quit the company and in time became a very successful independent insurance sales agent.

Jake and Tom continued their friendship and would periodically meet over a few beers to discuss what was going on in their lives. Tom would relate that he was a successful skirt chaser and was not hesitant to go into the details of the relationships he had with various women. His descriptions of the sexual activity involving some of his conquests were quite vivid. Tom had never married and was constantly on the lookout for new female conquests.

Tom’s current squeeze for the past six months was Cindy Davis. Tom in talking about her to Jake described her love making ability by saying she was hotter than a firecracker and had the best body of anyone he had ever bedded. Jake had never met her and could only wonder what she looked like.

Jake was somewhat successful in his pursuit of the opposite sex but after listening to some of Tom’s exploits he thought his exploits couldn’t compare.

There was a small gathering of some fourteen people at the funeral parlor the next morning. It was a short service over a closed casket. Jake thanked Paul when he handed him Tom’s telephone book. Paul said he could keep it as he had no use for it. Jake left right after the service ended.

That evening Jake remembered he had the telephone book. He thumbed through it recognizing some of the names listed. There were a number of names he didn’t recognize but that was to be expected. What Jake found to be interesting was that next to some of the ladies names were anywhere from one to four stars. Jake could only assume Tom was in some manner rating these ladies. It was time to do what Jake said he would do.

He dialed the number for Wally Byrd who was listed as residing in Sedona, Arizona. Wally was a college roommate of Tom. Tom had stayed in contact with Wally and had visited him a few times during the years in the winter months. Needless to say Wally was shocked to hear the news as Jake relayed to him everything he knew about Tom’s demise. Wally thanked Jake for the sad news.

The next call Jake made was to Dennis Casey. Dennis for a time was a partner with Tom when he went into sales. When Dennis brought his son Mark into the business there was a personality conflict between him and Tom which caused Tom to split from Dennis and go out on his own. While he didn’t think it at the time he later admitted that it was the best thing he did as it resulted in Tom becoming a very successful insurance agent on his own.

Dennis’s reaction was similar to Wally’s and he thanked Jake for making the effort to contact him.

The only remaining person to contact was Cindy Davis. Jake noticed there were four stars next to her name. Before Jake made the call he closed his eyes and tried to remember everything Tom has said about Cindy. Other than her having supposedly a great body that was all Tom had said about her physically. Tom said she was divorced and fairly well to do. He ex-husband was a successful hedge fund manager. She had said the reason they divorced was that he was physically abusive to her.

Per Tom, Cindy was no dummy and was not about to take his abuse any longer. She purchased a number of nanny-spy cams and had them installed throughout her home. It didn’t take long after these devices were installed that they recorded her husband physically abusing her. What was an added bonus was that they also recorded him doing a number of things with his hedge fund that the SEC would take a dim view of.

Giving this information to her divorce attorney resulted in Cindy receiving a lucrative divorce settlement. She received the large house, the condo in Naples, FL, and a substantial portfolio of investments that would maintain the living style of comfort she had become accustomed to. In looking for something to do she became a part time realtor concentrating on the expensive homes owned by her country club acquaintances. She sold her house and purchased a condo.

With a little nervousness on his part Jake pressed her phone number into his cell phone. After three rings he heard, “Hello.”

“Cindy Davis?”

“Yes.”

“Cindy you don’t know me but my name is Jake Palmer. I was a good friend of Tom Cousins.”

“Yes, Tom has mentioned you.”

“Well there is no easy way to say this but the reason I am calling is to tell you that Tom passed away.”

“Oh my God! What happened?”

Jake went on to explain the circumstances surrounding his death and the services that were held.

“It was just last week we were discussing plans to go to Naples in a couple of weeks. This has gotten me shaken up.”

“Well I wanted to let some of Tom’s friends know what had happened and if there is anything I can do for you please let me know.”

There was a pause in the conversation and then she said, “There is something you can do.”

“What is that?”

“Maybe we can get together and you can tell me more about Tom than I know. I thought he was a little guarded in telling me about himself.”

“Maybe you can tell me stories about Tom that I never knew either.”

Because of Jake’s work it was agreed that they would meet Saturday for lunch to have this discussion.

In waiting for Saturday to come Jake couldn’t help but wonder what Cindy looked like. Her voice on the phone was pleasant and somewhat interesting. He could hear a touch of class in her voice when she spoke. That she was the sexual dynamo Tom indicated she was gave him something else he wondered about.

At the agreed time Jake was sitting at a table in the restaurant watching its entrance door when he observed a single lady enter. She was of average height with dishwater shoulder length blond hair she wore in a ponytail. Facially she wasn’t what you would call beautiful but she was attractive. Her figure he could see was slim and trim with some nice size breasts that jiggled when she walked. She was looking at the patrons and a smile came to her face as she saw Jake waiving an arm at her.

Her walk to Jake’s table caused him to rise and gave him some first impressions. There was a classiness and confident style in her walk. The jiggle to her breasts indicated she was amply endowed. The dress she was wearing was expensive and did not just come off a rack.

Extending her hand to Jake she said, “You must be Jake. It nice to finally meet you as Tom did talk about you.”

“Nice meeting you too. Tom had said he was dating you but he didn’t say that much about you.”

Jake knew a lot about Cindy because of what Tom had said but Jake thought there was no reason to tell Cindy that he did. He would just wait to see what she said about herself.

At the table they perused the menu and asked the waitress to give them more time before they ordered. Cindy started the questioning asking about Tom and his history. Jake gave her the full story from when he met Tom till he received the phone call from Tom’s brother.

After they placed their food order Jake asked Cindy about her relationship with Tom, how they met and also about herself. She gave Jake what he would call was the condensed Readers Digest version which was fine with Jake as he knew considerably more about her than she related.

While they were talking Jake continued to get more impressions of Cindy. She seemed like a very nice person and was not enamored with herself. Her manner of speaking indicated she was well educated. From what she said he thought she was about eight years younger than him. He could only guess if she was as good of a lover as Tom said she was but something was telling him that she probably was.

The time just flew by and before he knew it, it was a two hour lunch.

In putting his credit card in the tray to pay the bill Jake said, “I really enjoyed talking to you today. I learned a few things about Tom that I didn’t know.”

“I enjoyed myself as well. There are a lot of things you told me about Tom that I didn’t know.”

“We maybe talked out about Tom but I would like to see you again. Would you like to go out to dinner next Saturday?”

There was a short hesitancy on Cindy’s part before she said, “Yes, that would be nice.”

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We rented a car and drove straight to the factory. I was expecting to talk about some minor issues and show Darcy the factory before we flew home, but soon found out that was not to be. The head of the union was coming in to twist our arms. I got on the phone and immediately called John. He said that he'd book the first flight out in the morning, which should get them there before lunch. I said, "Can you bring my assistant? She tends to keep me calm and in perspective during this type of...

1 year ago
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The New Hyderabadi Life Of Sex

Hi girls and guys, and a special hi to women who are desperate for fun,ping me at or , please send me your feedbacks and suggestions and please read my previous stories… So for the long gap as I was busy in shifting from delhi to hyderabad and was busy with hectic work around me Delhi is looking like a heaven for me and hyderabad is looking like a hell as I can’t find any partner for fun. It is been 2 months for me so I was eyeing my colleagues and finally decided in favour of my team leader...

2 years ago
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Penelope the Naughty Witch

You are Penelope, a witch. As you lay alone in your small bed in your cramped apartment you feel the familiar tinge of loneliness. You have been taught not to interfere in human matters, but there isn't anything really stopping you. You have never met a soul more powerful than yourself, even the powerful witch you taught you has long since disappeared. Maybe you could spend another day at your terrible, mind-numbing job. Maybe. Or you could use your limitless powers to control the world and...

2 years ago
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Belle of Bellville Ch 0102

NOTE: This chapter story is fiction and a romance. Although there are explicit, sexual scenes described herein, this story is not intended as a ‘quick read’. I hope you will enjoy this story as much as I have enjoyed writing it. **~*~** Chapter 1 Bales of hay surrounded the tractor shed where a couple was engaged in some quick and steamy afternoon sex. A beautiful Latina stood with her back against a wide wooden post, gasping in sexual delight while clinging passionately to her tall blond...

1 year ago
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Office Intrusion

Getting into your office wouldn't be so hard: a question of picking the right pocket, an outward display of confidence and good timing is all it would take. I'm sure with some subtle inquisition I could gradually glean which is your desk. Ensuring you'd be wearing a skirt on the day in question, which would be critical to the surprise and my intentions, might be a little trickier without giving the game away. It could be resolved by giving you a standing order to wear only skirts on a Tuesday...

3 years ago
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King Dong A Monster Movie Parody Act 6

Anne came to, already moaning, on account of Dong's tentacles slowly fucking her pussy and asshole, and gently squeezing her ample breasts. She opened her eyes, smiled, and said, "Mmmmm, baby, that feels so nice. Don't stop." They were in a large cave, with Dong mostly submerged in a subterranean lake that filled the area, though he was clearly being careful to keep Anne above water. Hearing her voice, Dong gurgled softly and started moving, climbing out of the water and into daylight....

3 years ago
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Microeconomics

This all happened about fifteen years ago, when I decided to go back to college at the age of fifty to finish my degree. My father never thought that getting a college degree was important, as he had become quite successful (and wealthy) without one. While he did not actively campaign against my getting an undergraduate degree when I got out of high school, he did not encourage it, either. Nor was he willing to pay for it. So, on my own nickel, I took classes while holding down a full-time job,...

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4 years ago
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My first affair with my brother

We had the "unwritten rule" that we could not be naked downstairs but upstairs we could roam naked as we liked. Occasionally one of us would be seen dashing naked downstairs to retrieve something, but that was the exception instead of the rule. My brother, Kevin would always walk around naked. I would see him many times in this room naked with his door wide open. We would also get ready for school in the bathroom together naked. We never thought anything of it. One day Kevin and I...

2 years ago
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My Nieces High School GraduationChapter 13

“Here Emma, let’s switch places so your Uncle Jeff has a nice view to watch from,” Tanya said as she rose to her feet. Emma slid off the couch onto her knees and moved aside to allow Tanya to sit where she had just been. As Tanya turned around to face me, my eyes focused in on her glistening face, still wet from Emma’s drying saliva left by her cleaning tongue. I looked down at those beautiful round massive tits still tightly encased in her white ribbed turtleneck sweater. My God! ... they...

3 years ago
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The Ultimate Gangbang Part 4

Shruti had gone to bed right after the two had left and probably had the best sleep of her life. She woke up fresh at seven in the morning. Freshened and changed into a nice pair of leggings that accentuated her ass and a black tank top. It was classy and yet so sexual. She headed to the restaurant for breakfast. She knew every man on the way gave her a second look. She sat down with her cup of coffee and soon was joined by Lekha and Shikha. She greeted them both. Lekha bent towards her and...

3 years ago
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Cindy by the pool

            Cindy smoothed the last of the oil on her body, luxuriously rubbing it into her skin.   When she finished, she picked up a tube of sun block, SPF 35.   Carefully, she squeezed a small amount into her palm.   With one finger, she took a dab and traced the white tan lines around her crotch where her bathing suit would normally be.   She took a little more and covered the small amount of white she still had left on her cute butt, then spread more over the other white parts, mostly on...

3 years ago
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RavagedMe Part Four

Moving very slowly, she reaches for her pants, about to touch the leg when a foot comes down on her right hand. A loud ‘Owwww!’ burst from her lips as her eyes travel up the naked legs and torso of Aaron.“Oh no Melinda, you don’t need your pants yet, we haven’t been inside what they cover yet!” Looking down at her “And trust me I for one want all of that as I can get from you before morning!” Mark and Bill comes over, Bill asking “What was she trying to get?” Spotting the handle of the...

3 years ago
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Booking the GirlsChapter 8

I waved the four older girls forward. They were all 17. The black-haired girl was the leader. "I'm Bob! How can I help you?" "Hi, I'm Shelby," she said. I nodded to each girl as Shelby made introductions. "This is Anna." She had black hair too and was Hispanic. "And Abigail." She was blonde. "And Sara." She was a brunette. "Glad to meet your acquaintance," I said. "Are you interested in Personal Services?" "Yes," said Shelby. "We've wanted to do this for a long time...

3 years ago
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A WellLived Life 2 Book 1 BethanyChapter 44 Temptations

March 11, 1987, Cincinnati, Ohio As I was driving to Cincinnati from Indianapolis, I reflected on the bullet that I’d managed to dodge. After the conversation I’d had with Jessica, I was sure that I couldn’t tell her about Stephanie and me. That had been made abundantly clear when she’d said that she couldn’t imagine me doing something like that. I’d talk to Bethany about it again, but more than ever, I was convinced that it had to stay completely secret. As soon as Jessica left for work, I...

2 years ago
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Bus home

After getting married at 22 I moved out of London into the sticks and to my first teaching job, at a secondary school in devon. Not able to afford a car I had to get the bus from my villiage to the school. In fact it worked out pretty well because the bus I would catch in the mornings took me into the local town where at the bus station it became the school bus which would drop me right at the doors of where I worked. After school at 3pm the same situation occured in reverse. The school bus...

4 years ago
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Kitchen Slut

Kitchen SlutMy slut is in the kitchen preparing something for us to eat. I watch as she moves about the kitchen swinging that fine ass about. I feel my cock harden and my mood darken. As she moves in front of the sink with her back to me. I hasten to move quietly towards her. I move up against her and press my body to hers as I place one hand between her legs and her passive, waiting pussy and the other grabbing a fistful of one breast, squeezing it hard. My slut turns her face towards me,...

1 year ago
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Amandas Continuing EducationChapter 9

I went back and forth until the trunk was empty and after the last trip I started putting things away. I had just started emptying the bags and separating the groceries by type when I heard Nathan say, "What the fuck are you doing with clothes on bitch? I told you before, no clothes in the house. Christ! Did you really go to college you dumb cunt?!" I stopped what I was doing and gladly took off the two little items of slut clothing I was wearing. Before I could start back putting the...

3 years ago
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First cum and what followed

I grew up in a newly built area, lots of new families and lots of friends wherever I went. Pete and Tony were my best friends for a couple of years, although I was almost a year older. We played soccer during summer, hockey during winter and enjoyed simple games indoors, mainly at my place. My parents were working and we, the three boys, were alone to do whatever we wanted. Tony had an older brother and his mother was a house wife while Pete had a two year older sister, Jenny.As we were getting...

1 year ago
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ExGirlfriend Fucked In All Holes 8211 Part 3

I told her i had a fantasy of fucking her in d ass. But it might get little too rough. she said “just now we had  sex, why not do it in the shower?” I agreed instantly. So now i asked her for a strip tease. She did some hot moves which got blood flowing in my dick again. She took off all her clothes came on the bed and gave nice lick to my dick. Which worked wonders and my dick was hard in a jiffy. She then grabbed my hard cock and pulled me toward bathroom. Rest of my body followed where she...

1 year ago
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A HAND JOB A BLOW JOB

Several years ago, at dusk, I am driving home from a conference. Traffic is light and I am bored and I start to fantasize about a naked hunk I saw, very briefly, in the locker room yesterday. He was gorgeous with an uncut cock and a toned body. Next time in the locker room I am going to get on my knees and reach out and pull down his zipper. I'll undo his pants and pull them down to his ankles. I'll check out his package, fondle his bulge with my finger tips, first with my left hand and then...

2 years ago
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Downward Spiral

Downward Spiral Chapter I: The Party.STANDARD DISCLAIMER: The following story is entirely fictional, the characters, likenesses, and over all the whole basis of this story is not real. The scenes of extreme torture depicted in this story must not be repeated, even with consent?Emeraude was really pleased, as the party seemed to be on a right path? no, it was not the fact of having a successful party, those parties were a common event. Every month during the school year and every two weeks on...

2 years ago
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A Beautiful Experience With A Beautiful Woman

Hi Readers. I am Rahul Singh, a 30 years old lawyer by profession from Mumbai. I thank you all for your comments and compliments for my previous stories ‘Busty Conservative Housewife’ and ‘Busty Woman Got Satisfied’ and now this is a very recent experience that I am sharing with you all which happened only because of my previous story published on ISS. My email id is ‘’ and I would appreciate your response after reading my experience in the present story. I am sharing a wonderful and beautiful...

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