Loving AmyChapter 8 free porn video

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Brad started the car and Brad noticed that she was staring at him with a strange look on his face.

"What's wrong?" he asked.

"Don't you ever stop? How many people can you help in one lifetime?"

Brad shut off the engine, "Well let's analyze this. First off, I have just made two good friends. One of these days I just might need a favor from them. Second, this is good business. Under the terms of the sale of my company, I get five percent of the net profits of the company for the next ten years. So I am really helping myself by getting a good employee who will help generate more profits. Third, I am making sure that they don't lose everything and wind up on welfare. So I just might be keeping my taxes down."

Amy continued staring at him, "That's convoluted logic."

Brad laughed until tears came to his eyes, "Well it works for me."

Brad drove to the bank and told Amy to come inside with him and watch how he works. They sat down with the manager and he asked if the bank would consider selling the mortgage on John's house. The manager pulled up the mortgage on his computer and studied it for a minute.

"It looks like we are ready to foreclose on this mortgage, they are three months behind on payments, and so I think that we would be amenable to an offer to buy the mortgage. There is ninety thousand dollars left on the principle and the mortgage has a life of eleven more years."

Brad studied the figures on the screen, "How much of a discount would the bank give on the mortgage. I will take over all servicing of the loan. It will be a straight buy-out."

The manager left to consult with the loan department and returned about twenty minutes later. He reviewed the computer printout in his hand and wrote down several notes. He made two more phone calls before turning to Brad.

"We can sell you this mortgage at a discount. This would save us from going through the foreclosure process. The discounted mortgage would sell for seventy thousand dollars."

"Fine, I will transfer the funds right now from my account. Your know Carl Samples, my lawyer. Get in touch with him about the paperwork. He has my power-of-attorney in business matters, so he can sign any papers in my name. "

Brad completed the transfer of funds and then shook hands with the manager and left the bank with Amy. She was silent as they walked to the car. Amy sat with a troubled look on her face.

"Ok, what's troubling you?"

"I don't understand what I just saw in there. I don't know if you just conned them or they just conned you."

Brad smiled. This girl was precious, "This was a straight business deal. This mortgage is what is known as a non-performing asset. The bank is only allowed to have just so many of these in their loan portfolio or the feds get after them. I saved them the expense of going through the lengthy foreclosure process, which would have cost them several thousand dollars in legal fees, ten percent to the auctioneer, and much paperwork in the bank. When a home is foreclosed, the buyer at the auction has to put down about fifteen thousand dollars on a home like this and has to settle within thirty days. Now most people cannot settle on a home that quick so the only bidders are investors. Naturally, an investor is trying to buy it as cheap as possible, so the bank might take a loss on the mortgage. In the end, I think they made out better selling me the mortgage at a discount than if they foreclosed."

"But I still don't see what's in it for you. Why is this good for you?"

Brad pulled out a Hewlett-Packard business calculator out of his glove box and started punching numbers into it. He got a note pad from the back seat and started writing numbers on the pad. He reviewed his figures and turned to her.

"I now own a mortgage with eleven years on it. I am going to refinance the mortgage at the current mortgage rate of six and a half percent. This will make the payments that John and Evelyn have to make about $944.54 a month. That payment over eleven years comes to $124,679.28. I paid seventy thousand dollars for the mortgage. That gives me a profit of $54,679.28. That's good business."

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Loving Milk

"You really didn't have to get dressed up," I told this beautiful woman, holding her hands in mine on the table. I had told her about this little Italian restaurant in the city where I lived, which was only about half-full, as it was past nine o'clock on a Monday night, with only a few days before Christmas. I loved that you came to me to visit me, you looked beautiful, and I was adoring her. She took me here, to give us time to just talk, to explore what we had started online. "I've...

2 years ago
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Loving Wife Becomes a Slut Ch 01

Often in the throes of passion I had suggested to my wife that I wanted to see her naked on a beach, legs open, people gazing at her wet glistening cunt but had given up all hope until that fateful year. It all began with bedroom sex talk, the sort couples have where one is serious and the other gets turned on by the chat but has no intention of ever actually taking it further than chat. Then one chance set of events set things moving. We were on a holiday with friends in Spain who had hired a...

1 year ago
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Loving Aunt Part1 reposted

I am Zeeshan here. I wanted to share with you friends a real story of mine. I am from Karachi, Pakistan. I am 22 year old.6ft tall & good loking boy, with an watch porn movies but act like this that i am a very innocent boy and know nothing about these things. When I read these stories I used to think does it possible in Karachi, until I experienced it my self. My mother has a widowed step sister Ramla(honey), 36 year of age, having a breast specially boobs bigger twice as her age, having a...

Incest
1 year ago
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Loving Aunt

I am zeeshan here. I wanted to share with you friends a real story of mine. I am from Karachi, Pakistan. I am 22 year old.6ft tall & good loking boy, with an good shaped body, with an 11inches long 2.5inches thick tool. I used to watch porn movies but act like this that i am a very innocent boy and know nothing about these things. When I read these stories I used to think does it possible in Karachi, until I experienced it my self. My mother has a widowed step sister, 36 year of age, having a...

Bisexual
2 years ago
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Loving Anal Sex

Loving Anal SexBy: Londebaaz Chohan “Baby, call it a kink or whatever else you like. I am the butt lover far more than the pussy. Either I shall fuck you in the ass or not at all. I shall not force you but if you do not want me to fuck your ass honey, I am out of here.” Alfred was very calm when he said all that.The words were like the bomb-shells. “Raise your legs and the hips. I do not want your cunt, I want your asshole”. Caroline’s jaw dropped in shock of these words. No man had ever spoken...

3 years ago
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Loving Carol Part II The Dark and the Dawn

Charlie finally transferred to a college far away, as far from Carol and his memories as he could manage. He began again there, trying to find a way to find something to live for without her. He wrote her from time to time. If she answered at all, it was a polite two-line note. A few times he called her, and she spoke to him; with warmth and even a hint of concern, especially if he was crying. She didn't like it when he cried, but sometimes...She offered him no hope, but at least she didn't...

Love Stories
3 years ago
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Loving My Moms My Girlfriend And Her Mom

POV: Joy"So, you're not the only one that likes to fuck her mom?" I pondered, closing the gap."Yes, perv, how long have you been watching?" Kaylee asked, leaning up to me"Just a few minutes," I answered, before kissing her. "If you did leave me for a woman, I'd want it to be your mom," I pointed out, prior to checking her body. "Shit on a stick, Darcie, you have somebody.""Thank you, Joy," she responded, rising to me too. "May I kiss your girlfriend, Kaylee?""Sure, Mom."Darcie...

Incest
1 year ago
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Loving Courtney

Part One The first time I saw Courtney she was walking up to my car in mid summer. She politely asked me which direction I was headed and when I told her she asked for a ride. Since her destination was not far from mine, I agreed. I admit I was a bit hesitant because she appeared so young, but I saw no harm in giving a kid a lift so off we went. She was not going far so we had little chance to talk, but she did tell me that she was sixteen and working part time cleaning houses. I thought...

3 years ago
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Loving Carol Part II the dark and the dawn

He wrote her from time to time. If she answered at all, it was a polite two-line note. A few times he called her, and she spoke to him; with warmth and even a hint of concern, especially if he was crying. She didn't like it when he cried, but sometimes... She offered him no hope, but at least she didn't hang up. He remembered bits and pieces of some of those calls for years: "Charlie, I promise you'll get over me. Someday you're going to find someone really special." She...

3 years ago
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Loving Lovely The First Encounter

Again, it had been some time since my last sex-adventure. Recently, I received a PM, requesting my first encounter with my pinay, Lovely. If anyone had follow my stories, Lovely is a domestic helper with my mom, staying with my mom. I had been dating her for almost close to a year now.Of the many things, I would love to write and share about my hot, beautiful, loving Lovely. My first hit-on Lovely was actually a proposition from her. Many of you might remember that Philippines was hit by the...

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