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The Adventure of the Solitary Stockbroker Jane Holmes (Nee Jane Watson) Disclaimer: This story is a work of fiction and any resemblance to real people or occurrences is purely coincidental. For the most part, names of corporations are made up, where real names are used (e.g. Air Canada), such use is made in purely fictional setting. This story is a classical, old fashioned mystery, a whodunit. If you don't like this kind of story, don't bother reading any further. Synopsis: The world famous sleuth solves another baffling case. Prolog: He was lying on the bed, naked. He really wasn't in the mood for sexual fun today, he wanted to talk to her. However, he wanted her to be in a good mood first, so he decided to do whatever she wanted. She raised her skirt, lowered herself and squatted on his chest. Her dank smelling, dense, hairy bush was in contact with his nose. Before he came to her apartment, she had been with her boy friend and her pussy was filled with his cum. He could see her ravaged pussy lips, wide open with semen leaking from them. "Eat me up, you slut. Clean me up nicely" she said to him. His face was buried deep in her hairy bush and he was not in a position to reply. He was experienced in this sort of thing. His long tongue darted out and he began to lap up the semen from her pussy. While doing so, occasionally he stimulated her clitoris with his tongue, giving it gentle love bites. Soon she was close to orgasm. "I am coming, you son of a bitch. Open your mouth wide." He obeyed, pressing his mouth firmly against her pussy. Soon more of the semen, mixed with her pussy cream started dripping into his mouth. Her bladder control was not total and a bit of her urine was also mixed with her pussy juices. She heaved repeatedly, emptying her pussy into his mouth. By now she was sweating profusely, her sweat dripping onto his body. Some of her juices, along with the semen had flowed from her pussy down to her asshole. He cleaned her asshole thoroughly, inserting his long, talented tongue into her asshole and wiggling it about. Some of her ass hair came loose in his mouth. He swallowed them, so as not to disrupt what he was doing. As he was cleaning her, she started getting horny again. He licked her to climax a total of three times before she was satisfied and got off from his chest. She looked down at his hard cock. "Would you like me to milk you, my dear?" She asked him. "Yes, please." He replied. She took out her double dildo and inserted the smaller end inside her. The larger end was sticking out from her pussy. She took his leg, brought it up near his head and put it through the conveniently placed loop, which was threaded through the headboard. She did the same with the other leg, effectively tying his legs to the headboard. His ass was now conveniently exposed to her attack. As she started to lube his asshole, he said to her, "First I would like to talk to you. I have a business...." However, she bent down and brought her lips down hard on his, inserting her thick tongue into his mouth. She gave him a wet, slobbering kiss. After thoroughly exploring his mouth with her tongue, she said into his mouth "Don't you worry your pretty little head with boring business, dear. Pleasure before business." He decided to be quiet for now and enjoy himself. She lubed his asshole thoroughly and positioned the tip of her dildo onto his asshole. She had done this many times before and his asshole was quite stretched. She was able to penetrate him without any difficulty. She started fucking him with slow, regular strokes. The dildo inside her was stimulating her in the process. Soon she was heading towards an earth shattering climax. She was very experienced with dildos and strap-ons. She was also quite familiar with his ass. Just as she was about to climax, she unerringly touched and massaged his prostrate. Both climaxed at the same time, she with a roar and he with a moan. As soon as she came down from the high, she rolled off him. "Can we talk now?" He asked her. "Relax. What is the hurry? This is our last session, remember? Let us make this a long and memorable one. Now I am getting horny again. Time for you to have another helping of my hair pie." And on it went, hour after hour. He would eat her to climax a few times and then she would do him (and herself) with the double dildo. After a bit of rest, she would start again. Finally she was satisfied. She lay back on the bed, enjoying the tingling of air conditioning on her sweat soaked body. "That was the best we ever had. You are a great lover, honey. Not much to look at, but great in the sack." He teased her. "Thanks. You sure know how to cheer a lady up." She kissed him lightly. "Mildred, please, Can we talk now?" "Sure. What is on your mind, dear?" "I have a proposition for you. How would you like to earn 100,000 dollars, for doing nothing?" "Well, it depends. Exactly what is this nothing that I have to do?" They were not Domme and Sub any longer, but two business executives discussing a business proposition. "Well, you are leaving for England in two weeks, right?" "Yes. I am going to spend two years in Oxford studying Economics. I have received the prestigious Lady Fortesque scholarship. But surely you know all this." "I know. While you are gone, I want you." "You mean you are thinking of giving up your job here and join me in England?" "No. While you are gone, I want your identity." "You mean something like identity theft?" "How can it be a theft if you give me your identity?" "What exactly does that mean?" "That means I can use your driver's license, your social insurance number, birth certificate, passport and so on. I promise you you won't get into any trouble." "What exactly are you going to do with my identity?" "Well, it is best that you don't know. What I am going to do is not perfectly legal. Again, I promise you won't get into any trouble. You have known me long enough to know that I am a man of my word. Let us just say that I am going to form a sort of dummy corporation in your name. It will be dissolved before anybody realizes the deception." She was a quick thinker. "All right. Let me tell you how we are going to do it. First of all, I want $ 200,000 and not $ 100,000. You are not telling me anything, but I suspect the deal is worth millions. I am leaving in two weeks' time. At that time I need a money order for that amount. I will liquidate all my assets and convert everything into cash." "Before going to Oxford, I will stop at Bern. There I will open a numbered Swiss bank account and put all my assets in it. If things go wrong and anybody comes after me for any charges, I will be protected. But I am warning you, if I get even one demand from Credit Card Company or whatever for any amount of money, I will spill the beans. I will also say that you stole my identity without my knowing it." "And I wouldn't have it any other way. Our conversation is strictly off the record. That is why I came to your apartment today, and not the other way round, so that you won't have to worry about my taping this conversation." "I appreciate that. Oh, by the way, you are also paying for the expense of maintaining the Swiss bank account. At the end of two years, I will claim back my identity. Again, if you have messed things up, I will claim that you took my identity without my knowing it. Then it will be you who will be in trouble." "It's a deal. Thank you, dear." "Now that the business is concluded, would m'lady like to have another go?" she asked as she inserted the dildo inside her and started to lube his anus again. "Oh, you are incorrigible. Well five is my lucky number anyway." he said as he lay down on his back and put his legs up in the air. Chapter 1 Let me introduce myself to the readers. I am Mrs. Jane Holmes, wife of Ms. Cheryl Holmes. We have been in a long term relationship, lasting more that twenty years. We have been in relationship since the final year of our high school. To both of us, it was love at first sight, there was magic between us right from the beginning. This has been my only relationship, while Cheryl had a short fling with another girl before we hooked up. My spouse has a thriving, prosperous detective practice in Toronto. When last year gay marriage became legal in Ontario (now it is legal in most of Canada, and legislation is in the pipeline to make it legal over all of Canada), we were among the first pairs to get legally married. I wanted to get married in a church (there are churches in Canada who perform the ceremony), but Cheryl wouldn't hear of it. She is an atheist, and was adamant that we have a civil marriage. I changed my name from Jane Watson to Jane Holmes. I finally got to marry my high school sweetheart. We were in the University together. I majored in literature, while she majored in Forensic Sciences and Criminology. When we graduated, she immediately set up a private practice and I started working as her secretary. We used my diamond necklace, a gift from my mother, as collateral to set up the office. It was tough going at first, as is to be expected when one is a rookie detective (her being a woman did not help, of course). However, after a few spectacular successes (The North Bay Necromancer, The Downsview Deacon etc.), her reputation spread first in Toronto, then in Canada and eventually after a few years, she became a world renowned detective. After a great deal of persuasion, she has agreed to let me publish some of the cases from her files. I have made extensive use of her notes. She, of course, retains the right to make any changes in the final draft. The title she proposed for the Adventure of the Solitary Stockbroker was TECHNIQUES IN MODERN CRIMINOLOGY: THE EFFECTIVENESS OF DEDUCTIVE RATIOCINATION. But I vetoed it. Cheryl is a dear, but sometimes she needs a firm hand. The Adventure of the Solitary Stockbroker occurred just after our wedding. It was Thursday afternoon. We had just come to our hotel room after the wedding reception and were looking forward to spending a glorious week in Cuba. Cuba is a popular holiday destination with many Canadians (lots of sunshine, sandy beaches, quaint little villages and I hoped to see very little of them, being engaged in other activities in our hotel room). I was in the bridal dress while Cheryl was in a tuxedo. As soon as we entered our hotel room, she took me in her arms, lifted my bridal veil and kissed me passionately on the lips, inserting her tongue in my mouth. I relaxed in her arms with a sigh of contentment. Surely life could not get any better. The moment we never expected to see in our lifetime was here at last. Just then, the phone rang. "Just let it ring, darling" I said in a muffled voice, Cheryl's lips still pressed against mine. However, Cheryl broke the kiss and went to the phone. "Might be a potential client, dear. Never turn down business. Don't worry. If at all possible, I will put them off until after we return from Cuba." It was Ms. Nadine Wright, a prominent Solicitor. She was well known all over Toronto. She was also a good friend of ours. We went to the University together. I approached Cheryl. She took me in her arms and held my face close to hers, so that I could hear the phone conversation. "Hello, Nadine. I didn't see you at the wedding reception." "Yes. Sorry, Cheryl, something urgent came up. In fact, that is what I wanted to talk to you about. I was hoping you wouldn't have left for Cuba." "Well, we are leaving shortly. Can't it wait?" "No dear, it can't. I am at present driving toward your hotel. I will see you in a few minutes." Soon there was a knock on our door. I opened the door. "Hello, Jane, hello Cheryl." Nadine kissed both of us on the cheeks. "Congratulations. May you enjoy happy and prosperous married life together. My, my, Jane. You look simply gorgeous." "Yeah, yeah. Now what's it about, Nadine? We are in a hurry." Cheryl said. "Have you heard of Mr. Charles Hopkins, the stockbroker for Newman and Sharp?" "No. Is there any reason why I should have?" "Well, he disappeared yesterday, without a trace. He is a client of mine. People at Newman and Sharp are going frantic. Apparently he has embezzled a lot of money and nobody had any inkling until now." "Well, I am sure it can wait for another week." "No, it can't. You know Newman and Sharp is a very prominent brokerage house in Canada. Any scandal at Newman and Sharp affects the Canadian financial markets. It is necessary to find him as soon as possible. The Police and Newman and Sharp have managed to keep it under covers for now, but they can't keep it secret more than a day or two." "Perhaps. But I don't want to disappoint Jane. To me she is more important that the Canadian economy." "City TV news covered your wedding, so the whole of Toronto knows you got married today. Newman and Sharp are aware that you may be on your way to your honeymoon, so they contacted me, since we are such good friends." To my surprise, she handed Cheryl a blank check from Newman and Sharp. "Here, take this. Fill in the amount yourself. I know I am asking a lot of you. So Newman and Sharp has authorized me to make it worth your while." Cheryl looked at me. "What do you say, dear. It sounds important to me. But if you would rather go to Cuba, I will gladly tear up the blank check, and to hell with a staggering amount of fee." "Well, I suppose a few days won't hurt us. But make sure the amount you put in is truly staggering." "Here." she handed the check to me. "Fill in the amount yourself. Consider this as a wedding gift from Nadine to us." "From Newman and Sharp to you. I have already given you my gift." Nadine corrected. "Well, Newman and Sharp is going to be sorry they interrupted our honeymoon." I put the check away in my purse. Chapter 2 Nadine filled us in on the details. Mr. Hopkins was in his late forties and married a woman much younger than himself (so what else is new?) a year ago. They lived in the penthouse on top of Bruce Towers. The previous day morning he kissed his wife good-bye and took the elevator going down. He chatted briefly with a couple of individuals in the elevator. That was the last that anybody saw of him. He apparently vanished into thin air, without a trace. The doorman at Bruce Towers swears that Mr. Hopkins did not leave by the front door (the back door is only for emergencies and a loud alarm goes off if anybody opens the back door). At Newman and Sharp they discovered the embezzlement just around that time. This morning they decided to involve Cheryl. That is what kept Nadine from attending our wedding. "It has been more than 24 hours. Have the Toronto Police been informed that he is missing?" "Are you kidding? The police were informed yesterday morning. He had told his secretary that he won't be in until 10.00 a.m. He had an appointment scheduled at 10.15 a.m. In his twenty years at Newman and Sharp, he has never missed an appointment. When he didn't show up, the secretary checked with his wife. When she told her that he left around 9.00 a.m., the top brass at Newman and Sharp became suspicious and contacted the police. He is the only stockbroker missing and suspicion strongly points toward him. Around 10.15 a.m., the borders and airports were sealed tight for Mr. Hopkins. He would not have been able to leave Canada after 10.15 a.m. They have a lot of pull with the police and as a result, the police have been investigating since yesterday morning." "Does his wife have any idea where he could be?" "Not at all. He told her he was going off to work. To her, he appeared perfectly normal that morning. He kissed her good-bye as was usual. Then he simply vanished. She is more frantic than anybody else and she definitely wanted the police to start working right away. "Who is handling the case?" "Detective Constable David Olsen." "Yes. I know him very well. He is one of the good guys. I will talk to him. Now, what are your dealings with Mr. Charles Hopkins?" "Well, I am his personal solicitor, not his business solicitor. I assume his business dealings are looked after by Newman and Sharp. I looked after his personal finances and legal affairs. Since I am his personal solicitor and your friend, Newman and Sharp asked me to approach you about the case." "How is he fixed financially? What is his net worth?" "Now, really, Cheryl." "To hell with lawyer-client confidentiality. I did not ask to work on this case. You practically begged me to take the case, remember?" "Sorry, Cheryl, but if I reveal confidential information to you, my ass will be on the line. However, I will tell you this much. He was not very well off financially. He did OK, but that is it. He had high expenses." "How about this money he is supposed to have embezzled? That could run into millions." "Well, he either is handling it himself or he has a crooked solicitor working with him. But I will tell you this much. His trophy wife did not marry him for money." "What makes you say that?" "Well, he does not have much. His income is high, but so are his expenses. Plus she signed a prenuptial agreement. It looks like she genuinely loves the guy, though I don't know why. He is not much to look at. May be he is great in bed." "What about his will? What does it say?" "I guess I can tell you that, since I have already talked to Constable Olsen. After his death, his wife gets a modest payment for three years, while she finds her footing. At the end of three years, what is left goes to his nephew, George and his niece, Susan. None of the three stand to inherit all that much." "So none of them really had a strong motive to kill him." "Certainly not Mrs. Hopkins. She is much better off with him alive. George and Susan, if they have immediate need of money, the will does not help them. They don't get anything for three years. It would be crazy of either of them to murder their uncle in the hope that they will get a modest amount in three years' time. We don't even know that he is dead." "Well, I will see what I can do. I must talk to constable David Olsen, see what he has been able to dig up." Nadine stood up. "Thanks, Cheryl. With you on the case I have no doubt Charles will be found quickly." Chapter 3 We saw Constable Olsen later in the day. We both have known him for a while and are on friendly terms with him. He had long ago given up trying to get inside our panties. "Well David, could you give me some background information about Mr. Hopkins." "He is 48 years old, working as a stockbroker with Newman and Sharp. He is actually an American citizen. He was born in Alabama. He has a niece and a nephew. He got married about a year ago to Sharon Stewart. It was a very simple wedding. Apparently they got married in the registry office and went straight to honeymoon." I couldn't help but feel that Cheryl and I should have done the same thing. "I am still carrying out background investigation. To tell you the truth, I think the top brass thinks he has already flown the coop, left Canada and now it is the job for Interpol. That is why they assigned a lowly constable to the case." "Well, what have you found so far?" "Not much, I am afraid. He has vanished without a trace. Bruce Tower is not very tall, only 25 floors. Mr. Hopkins got in the elevator at the penthouse and got off at 22nd floor. He was seen in the elevator by two other tenants around 9.00 a.m. No one has seen him after that." "What? He did not go all the way down?" "No. That is the weird part of it. What was he doing on 22nd floor? There are four apartments on 22nd floor. We interrogated them thoroughly. We also checked their background carefully. We did not find anything." "He may be meeting somebody on 21st or 23rd floor. He got off on 22nd floor just to mislead investigators like you." "I considered that possibility. We are looking into it. We also carried out a thorough search of Bruce Towers, but no sign of Mr. Hopkins. We are watching the entrance to Bruce Towers. If he comes in or goes out, we will know." "Did you consider the possibility that he may be holed up in one of the apartments in Bruce Towers?" "Yes. I checked it thoroughly. All the rented apartments are accounted for. The last apartment was rented about six months ago. I carried out background searches on all the residents. It is no go. They all check out and have no connection with Charles Hopkins." "Wait a minute, I almost forgot. We had a bit of luck there. Wednesday morning they were doing some work on the stairwell of 20th floor and three men were working there, from 8.30 a.m. to 10.30 a.m. They would have seen if anybody had descended the stairs on foot. After that we took up a position at the stairwell. We didn't want Mr. Hopkins to sneak away on foot." "The upshot of it is that we didn't have to search all of Bruce Towers, just floors 20 to the penthouse. We were very thorough in our search, and I will stake my reputation as a police officer that Mr. Hopkins is not holed up in any of them." "Could Mr. Hopkins have taken another elevator down after he got off on 22nd floor?" "No. The elevators are busy in the morning and he would have been seen by somebody. Nobody remembers seeing him." "So he couldn't possibly have gone lower than 20th floor?" "That's right, and there is not a trace of him. I just don't understand it. He can't vanish just into thin air." "Could there be any hidden compartments in the Penthouse?" I asked. He looked at me quizzically. "You have been reading too much of old detective fiction, Jane dear." He said. "What we have here is not an old Victorian house, but a modern day penthouse. There are no hidden compartments in a penthouse. "But you checked, of course." "Of course, Cheryl. I even got the design maps from the architect and carefully measured out all the rooms. There are no hidden compartments. In this respect, Mrs. Hopkins was most cooperative." "Have you talked to Mrs. Hopkins or the nephew or the niece?" "Not in detail. I did see Mrs. Hopkins and talked to her briefly. I am first gathering the background information. Then I will be able to tackle the witnesses much more effectively." "Good thinking, David. Jane and I would like to sit in during the interrogation. Can you tell me a little bit about the nephew and the niece? Are they also American citizens?" "No. They were born and bred in Canada. Their parents were divorced. Their father, Mr. Hopkins' brother died in a car crash several years ago. The niece, Susan is divorced and a single mother. She works as a physical therapist and she is doing all right. Doesn't seem to be in any financial troubles. The nephew, George, is married with two children. That is a traditional family, with the wife staying home. I gather they have had some difficulty making ends meet. I believe their car was repossessed last year. Still, hardly a motive for murder." "We don't know that there has been a murder, do we?" "That is the problem. We don't know anything. We have an all points bulletin against Mr. Charles Hopkins, we are watching airports, all the borders between Canada and USA. So far, not a pip." "Any clues in his phone calls? Home or office?" "We checked his home phone, office phone and his cellular phone. We went back six months. No suspicious phone calls. We also checked his E mail account. Just routine stuff. Of course, I am not investigating the fraud, that is for financial experts. I am only investigating the disappearance. I couldn't say if financial experts found something useful. But what I found doesn't tell us anything." "Yes, it does. This means that he was scamming Newman and Sharp by himself, he did not have an accomplice, solicitor or otherwise." "Unless it was his wife." I put in. "If you met her, you wouldn't say so. She is a very conservative woman, utterly devoted to her husband and doesn't seem to be full of initiative. I just can't picture her as the leader of the whole operation. If her husband told her to do something, she probably could do it (without knowing what she was doing), but I don't see how she could have helped him embezzle millions of dollars, even if she wanted." "Anyway, I am going to talk to his secretary tomorrow morning at 9.00 a.m. Want to come along?" Chapter 4 We checked out of our hotel and drove back to our apartment. I was looking forward to our first night together after the wedding. However, Cheryl was too preoccupied. She stayed awake long into the night, reading up about Newman and Sharp and the files Constable Olsen had given her. After waiting up for her for a while, I went to sleep, disappointed. I am a sound sleeper and did not know when she joined me in the bed. When I woke up in the morning, I found Cheryl wrapped tightly around me. We met David at Newman and Sharp building in downtown Toronto, on Bay Street. The name of his secretary was Brenda Jones. She was in her forties and immaculately dressed, as befitted a secretary at a prestigious brokerage house. "Mr. Hopkins was a good boss. I have been working for him for ten years. He was considerate and concerned about well being of employees working for him." "Did he seem upset or agitated the last day he was here?" "Not at all. At least he behaved quite normally." "And he was supposed to show up at 10.15 a.m. Wednesday morning?" "Yes. I got the word about an audit that is being conducted. So I called him a little before 9.00 a.m. and told him about the audit. He told me that he will leave home for the office right away. So I was expecting him shortly after that. It's only about 15 minutes drive. When he did not show up by 10.15 a.m., I phoned his wife. She told me that he left around 9.00 a.m. He really should have been here by 9.15 a.m. Nobody has seen him since then. " "This audit, was it a regular audit?" "No. I don't know if I should tell you this, but the gossip around the water cooler is that Newman and Sharp is talking about a merger with another prominent Canadian Brokerage house. There is some nervousness about that. Anyway, apparently the talks have progressed to the extent that the other side now wants to look at the books. So this was a special audit. The normal annual audit is still about two months away." "So if this special audit had not taken place, the embezzlement would not have been discovered for another two months." "That is correct." "Do you know anything about the embezzlement?" "No, constable. I was not involved in any of Mr. Hopkins' financial dealings. I was strictly a secretary. I took his calls for him, made appointments and took down dictation. That's all. Any financial dealings he handled himself." "You said you took down dictation. Was there anything there that made you suspect that your boss may be up to no good?" "Well, he did not give me dictation that often. Nowadays, most managers do the typing themselves, on the computer. Once in a long while, he would dictate something to me. Although I do have shorthand skills, I rarely have had an occasion to use them in recent years. You are welcome to go through the letters he dictated to me over the past several years. They are on the computer." "What about Mrs. Hopkins?" "Well, I don't know that much about her. Mr. Hopkins married her about a year ago. She has been here only once since then." "Surely she must have called." "Yes. She used to call regularly. She would always refer to herself 'Mrs. Charles Hopkins' over the phone." "And what would be Mr. Hopkins' reaction to her call?" "He was totally devoted to her. Whenever she called, he always came to the phone promptly, even if he was on the phone at the time. I remember, once when she called, he was in an important meeting. He excused himself, talked to her briefly and went back to the meeting. I got the impression that they were very much in love." "And how did you feel about that?" "Oh, I see what you are getting at, Ms. Holmes. No, I am not the stereotypical secretary in love with her boss. I have been with Mr. Hopkins for ten years, but I never had the slightest attraction towards him. I am a happily married woman. I was genuinely happy for him when he got married." "Did you attend the wedding?" "No. They did not want a big ceremony. They went to the registry office, got married and left for honeymoon right away." "Where did they go?" "That I don't know. They were gone for one week. But I can tell you one thing. If I ever saw a fairy tale romance, that is it. I have never seen two people so devoted to each other. Just to hear Mrs. Hopkins talk, you could tell that the woman is deeply in love with him." "You said you saw Mrs. Hopkins once. What did you think of her?" "Once Mr. Hopkins came down suddenly with flu. He phoned to tell me he won't be coming in. He had important papers at home which were needed here. I told him I would send a courier to pick them up. However, Mrs. Hopkins volunteered to bring them over, as she also had an appointment with the hairdresser." "When she came into the office, she was visibly distraught. She wore dark glasses. I asked her to sit down, but she declined. At my desk, she removed her dark glasses, and wiped her eyes with a tissue from desk. Her eyes were red from crying and her mascara was running." "Don't worry, Mrs. Hopkins, it is just flu. He will be OK in a day or two." "I know that, Brenda. It is just that I cannot stand to see him suffer," she said, sniffling. "And that was about it. She came across as quite a decent, loving woman. She was quite good looking, under those dark glasses. Frankly, I don't know what she saw in him. I would have said she married him for money, were she not so obviously devoted to him." "Thank you, Mrs. Jones." "You are welcome, constable. Don't hesitate to call again if you need anything." "We will need to look at those letters he dictated to you. I will download them on a CD and take them with me." "Help yourself." "I doubt if we will find anything in the letters." David said as we left the building. "He has covered his tracks very well." As we were driving to Susan's apartment, David's cellular phone went off. After the phone call he said, "there has been an interesting development. We have been inquiring with insurance companies about insurance policies. It happens that Mr. Hopkins had a 200,000 dollar life policy with Confederation Life Insurance Company." "And of course, Mrs. Hopkins is the beneficiary." "No. That is the screwy part of it. In the event of his death, the amount is split equally between George and Susan. In my opinion, the possibility that he is dead has gone up considerably." "So you will be involving higher ups." "No way. If I solve this case by myself, I may get a promotion. Won't you help me, Cheryl, please? I will be happy to share the credit with you." "That is mighty generous of you, David. But I don't want the credit, you can have it all. I am collecting a handsome fee for the investigations. Let us keep working together. It will help both of us." Chapter 5 We soon reached the hospital where Susan Hopkins worked. We had cleared our visit with hospital administrators. Susan was an attractive woman of medium build, around 30 years young. "Hello, Ms. Hopkins. I am constable Olsen" David began. "Hello, constable. You are Ms. Cheryl Holmes, aren't you? I recognize you from your picture. And you are?" She said, turning to me. "This is my secretary and my wife, Mrs. Jane Holmes. She has my complete confidence and you may speak freely in her presence." "Now would you please describe your relationship with your uncle?" "Well, constable, we get along quite well. Our father died ten years ago, so uncle Charles is like a father to me and George." "Do you get along with Mrs. Hopkins?" "I suppose so. She is a quiet, introverted woman who keeps pretty much to herself. Since they got married, I have been to their house for dinner twice. Both times George was there too." "The first time she invited us when uncle was out of town on business. She said she wanted to get to know us better. She is an excellent cook. I told her she ought to consider working as a chef. However, she is a firm believer in a woman's place being in the home, besides her husband. She told me as long as uncle Charles was willing and able to support her, her duty was to look after him, not get a job outside home." "How was she dressed?" "Oh, as is suitable for an upper middle class housewife. Nothing flashy or out of place. We had a pleasant evening. Both I and George got along with her quite well." "And the second time?" "This time uncle invited us. He said that since his wedding, the four of us had not been able to get together and it would be good to have one meal as a family. Since his marriage, he has become quite the family man. I think Sharon is a good influence on him." "Unfortunately, just as we neared his apartment building, he called us on cell phone, telling us that there was an emergency at work and he was urgently needed. So again, Sharon entertained us. She was most apologetic for uncle Charles and described how it broke his heart to leave at the last minute." "Does Mrs. Hopkins have expensive tastes?" "You mean clothes, jewelry and such? No. She is actually quite thrifty. She has a fair amount of costume jewelry. Uncle Charles told me that he once offered to buy her some expensive jewelry, but she turned him down. She told him he should invest the money for their future. Strange woman. She shops using store coupons, according to uncle. She does not fit the image of a typical trophy wife. I do regard her as a trophy wife, of course. But I really do not know her that well. Our relationship is mostly with uncle Charles. Both I and George are on good terms with Sharon, but that's it. I rarely call her at her home. We don't go out together or anything like that." "Thank you, Ms. Hopkins. You have been a great help." "Well that doesn't really help us much." David said as we left the hospital. "Well, it confirms what Mr. Hopkins' secretary told us. They certainly are a devoted couple. I am really looking forward to meeting this Mrs. Hopkins." "We have a meeting with her in about 2 hours' time. I will see you there." so saying, David went on to the police station. "Well, Jane, what do think of it so far?" "Frankly, I cannot make head or tails of it. Mr. Hopkins embezzles the money and then he disappears. All right so far. But he can't simply vanish into thin air. I am surprised there are no clues. Maybe he really did leave the country." "I think that is highly unlikely. Embezzlement was discovered in the morning. Nadine told me that around 10.15 a.m., all the borders and airports were notified. Mr. Hopkins was seen around 9.00 a.m. in the elevator of his building. There just isn't enough time to get to any border or Toronto airport and clear the security. I understand Interpol is already working on the case. However, I think he is still holed up in Canada somewhere, waiting for the heat to cool down." We met Constable Olsen at the appointed time outside Bruce Towers. "So David, how is the investigation into embezzlement going?" "Well, I am not handling that myself. But I understand they are having a difficult time of it. They have traced the money (it is several million dollars, by the way) to a corporation in Dominican Republic. However, it is a shell company, a sort of a dummy corporation and does not have any assets. They are still trying to find out where the money went after that." "What have you found out about Mrs. Hopkins?" "Nothing remarkable about her. She was an orphan and was brought up in an orphanage. She worked part time and finished her university education. It took her much longer than an average student to finish her degree, which is understandable. She had to quit school twice to pile up enough money so she could re-enroll. Shortly after finishing her education, she married Mr. Hopkins." "You checked with the orphanage?" "Yes. Again, they said she was an average child, nothing remarkable about her." "Isn't it odd, though. Here is a woman who is obviously dedicated, independent, hard working, gets her university education with a great deal of effort and then is content to become a housewife?" David shrugged. "She has never had good life before this. So I suppose she was attracted by upper middle class living standard. That is why she probably married Mr. Hopkins. If she had got a job, she wouldn't be able to afford this living standard for years to come. In a way, she is a classical trophy wife; it is just that she is satisfied with lot less than a typical trophy wife." We entered the lobby and Constable Olsen talked to the doorman. He led us to the express elevator for the penthouse. As we were ascending, Cheryl asked "What is the deal with elevators here? Charles Hopkins stopped off on 22nd floor on his way down. But this elevator does not have any buttons. It goes straight to the penthouse." "You can go to penthouse by express elevator or regular elevator. The regular elevator can be summoned from the penthouse by just pressing a button. However, if you want to go up to penthouse, there is no button. You have to have a key, which you insert in a key hole. Then the elevator will take you to penthouse. This way only authorized people could go to the penthouse." We rang the door bell and an attractive tall blonde opened the door. Mrs. Hopkins appeared to be in early thirties with good figure. In spite of her immaculate make up, it was obvious that she had been crying. "Mrs. Hopkins? I am constable Olsen, this is Ms. Cheryl Holmes and Mrs. Jane Holmes." "Come in and sit down. Please call me Sharon." "Could you tell us again about the morning your husband disappeared?" "Well, he got ready in the morning as usual. He had breakfast of cereal and coffee, again as usual. He leaves for work around 8.30, but that day he left around 9.00 a.m. Usually when he kisses me good-bye, it is a peck on the cheek. However, that day he took me in his arms and kissed me passionately. 'I love you, Sharon. always remember that.' he said. I thought that was a bit strange. I had no idea he was planning on going away." her voice broke and she reached for a tissue. "Oh, you poor dear." I said as I got up and approached her chair. I intended to hold her and comfort her. However, she waved me aside. "Please. I will be all right. Just give me a minute." she said, wiping her eyes. "And have you heard from him since then?" "Oh, how I wish I had. I just want to know that he is safe and sound, wherever he may be. And now they are saying some scurrilous things about him, how he embezzled millions of dollars. All lies. When my Charles comes back he will set everybody straight." "How did you meet Mr. Hopkins?" Cheryl asked. "Well, it was quite funny, really. I bumped into him on a subway train. I was immersed in thought and did not see where I was going. I knocked him down. I was very sorry and apologized profusely. He was a gentleman about it. We got to talking. We were both heading for downtown Toronto. He took me for a cup of coffee to the restaurant at the top of CN tower. Our romance developed from there." "What are your plans if Mr. Hopkins is not found?" "Well, I don't know. I obviously can't stay here. For one, I can't afford the rent. Also it is just too lonely, too painful without Charles. If he is not found in a couple of days, I am thinking of leaving the penthouse, maybe even Toronto." "Exactly where are you planning to go?" "Well, I don't have any relatives. Last year we vacationed in a cottage in the remote Central Ontario hamlet of Pine Bluff. The owner of the cottages, Mr. Michael O'Connor is a very nice man. I am thinking of calling him. I will, of course keep you posted of all my plans, constable. Oh, excuse me." Her pink cellular phone was ringing. She picked up the phone, listened to it and handed it to David. "It is for you, constable." David listened to the phone with increasing amount of concern. "Well, I'll be damned. Thanks for letting me know right away, Jim." As he handed the phone to Sharon, I asked her. "That is a very pretty phone, Sharon. A gift from your husband?" "No, the other way round. When we got married, I bought two cellular phones, a pink one for me and a blue one for Charles. That was my wedding gift for both of us." "Mrs. Hopkins," asked a grim faced David "George, Mr. Hopkins' nephew was spotted here in Bruce Towers around 9.30 a.m. on the day Mr. Hopkins disappeared. Do you know anything about it?" "Well, yes. He came up around that time, looking for Charles. But Charles had already left. George said that Charles had asked him to meet him in the lobby of Bruce Towers. I thought that was highly unlikely. But he did not stay more than a couple of minutes. He was in a hurry and he left. I didn't think it was important and you didn't ask. Is that what the phone call was about? I could have told you that." Cheryl stood up and extended her hand. "Thank you, Sharon. You have been a big help." As we came down, David said "Well, the plot thickens. Now we can place George at the scene of the crime." "And exactly what crime are we talking about, David? Is he supposed to have killed Mr. Hopkins and disposed of the body inside the building or kidnaped him right in front of the doorman?" "How about this. Suppose the two of them were in it together. That is why they agreed to meet in Bruce Towers." "And what did they do in Bruce Towers that made Mr. Hopkins disappear without a trace?" "That I don't know yet. But you yourself thought that our visit was a big help. You said so to Sharon." "Yes. I think we may have a potential breakthrough. And we have to thank my wife, Jane here for that." "Me? I didn't ask her anything." "Oh, yes you did. You asked her about her cellular phone, remember? In reply she said that Mr. Hopkins has had this phone for only one year. David, you checked out his phone record for the past six months. Evidently that was not long enough. Check out his phone call records for the past year. Chances are you won't find anything. Then go back to the previous phone. It is probably a different phone number and maybe even a different service provider company. See what you find there. When are we meeting with George?" "Tonight at 7.00 p.m. I am now more anxious than ever to talk to this George Hopkins. See you in the evening." Chapter 6 At 7.00 p.m. sharp. we rang the doorbell of Mr. George Hopkins' house. George turned out to be a handsome, dashing young man. He greeted us warmly. "Mr. Hopkins, will you tell us about your relationship with your uncle? "We were on good terms. He had us over for dinner twice after he got married. I assume Susan must have told you about that. I talked to her today." "Were you and your uncle on good terms?" "We were not very friendly, but our relations were good." "When did you see your uncle last?" "Let me think. I think it was about two weeks ago." "So if someone saw you in Bruce Towers Wednesday morning, they would be lying?" "No. I was there Wednesday morning. Uncle phoned me around 9.00 a.m. Told me something urgent had come up and could I come and see him. I tried to get out of it. But he sounded desperate. So I went to Bruce Towers. I waited in the lobby for him for five minutes. When I went up to the penthouse, Sharon was surprised to see me. And there was no sign of uncle. I told Sharon what happened. I don't know if she believed me. I left right away. As it was, I was late for work." "You asked me when I saw uncle last. It was two weeks ago, I did not see him on Wednesday. I wasn't trying to mislead you." "What time did you see Mrs. Hopkins?" "Oh, I would say somewhere between 9.30 a.m. And 9.45 a.m." "Was there anything unusual about her?" "Well, she looked a bit haggard, a bit tired. It almost made her look older. Maybe she just got out of the bed. But other than that, she was her usual self." "I hear you are having financial difficulties?" "That is no secret, constable. Last year we almost declared bankruptcy. It is my wife. I just don't know how to curb her extravagance." "So, if your uncle is dead, half of 200,000 dollars would come in very handy." "What 200,000 dollars? What are you talking about?" "You mean you are not aware of the life policy Mr. Hopkins has with you and your sister as the beneficiaries?" "No, I wasn't aware of it. This is the first time I am hearing about it. I wonder if Susan knows. So, are you trying to say I killed him? Am I going to be charged? If so, I want to consult my lawyer." "We are not charging anybody, Mr. Hopkins. At this stage, we are just asking questions." "You don't even know if my uncle is dead, do you. How can you charge me or anybody with murder?" "Thank you for your time, Mr. Hopkins." As we left George Hopkins' residence, David said "I still don't trust him. I am going to have him followed. If he is in it together with Mr. Charles Hopkins, George may lead us to him." "I think that is a good idea. But when you told him about the life policy, he looked genuinely surprised to me. You saw Mrs. Hopkins later in the day. Did she look tired to you?" "Not at all. She was a charming, sweet lady. If she was tired or haggard, I did not notice it. And it is my job to notice things. She probably had time to fix her face." "Did you have any luck with the phone calls?" "Maybe." "And what does that mean?" "Well, I found something in his phone calls, but I don't know if it helps us any. Mr. Charles Hopkins had a kinky sex life." "What kind of kinky lifestyle?" "Well, he was into transgender sexual practices. We found many phone calls to a Mistress Zuleka. She is a dominatrix who specializes in feminizing men. The next step is to talk to this Mistress Zuleka. You are welcome to come along." "David, I would like to make a suggestion. Why don't you leave it to us?" "You mean I shouldn't come to interview her at all?" "Think about it. Do you really think that she will talk to you freely? If she is a dominatrix, she probably operates around the edge of the law. She is likely to clam up as soon as she sees you. On the other hand, what could be more non-threatening that two middle aged women? If she appears to be non-cooperative, you could always pay her a visit afterwards." "I suppose that makes sense. But as soon as you are done with her, let me know how it came about." As we were driving to our apartment, Cheryl said to me. "Well, Jane. This is your job. You have to get us an appointment with Mistress Zuleka. Doesn't matter what you tell her. Once we get inside her establishment, I will take over." "Leave it to me, dear. I will take care of it." During the rest of the trip, while Cheryl concentrated on driving, I was immersed deep in thought. I thought of several ways to approach Mistress Zuleka. When we reached our apartment, I surfed the Web. Mistress Zuleka had a web site. She offered several services dealing with feminization and domination of men. She also helped couples to get started in the life style. I decided to take the path of least resistance. I phoned her on the number given in her web site. Mistress Zuleka herself answered. "Mistress Zuleka, I found about you from your web site. I am Mrs. Jane Holmes. We are a couple and we would like to explore feminization and domination life style described on your web site. Will you be able to help us?" "Well, first I must talk to you. Before I decide to take on anybody, I like to chat with them for an hour. It will cost you 150 dollars. It will be just a chat, where I find out about your preferences, your ultimate goal in this life style, whether we are compatible and several other things." "That sounds reasonable. Shall we get together tomorrow at 9.00 a.m." "It is a bit early for me, but all right. You have my address from the web site. I will see you tomorrow at 9.00 a.m. Remember; at the end of the session there is no guarantee that I will be able to help you." That was easy. I surfed the net for more information about transgender and transsexual life style late into night. It made for fascinating reading. Finally I decided to call it quits and got ready for bed. Cheryl was sound asleep. I took her in my arms, kissed her softly and promptly fell asleep. Chapter 7 Mistress Zuleka's house was in a posh Toronto suburb, in a quiet and secluded neighborhood. As we rang the bell, a pretty young maid (was she a man or a woman, I wondered) showed us into a large, richly furnished living room. Soon Mistress Zuleka entered the room. She was in early thirties, gorgeous, slightly overweight and was an imposing presence. I could well imagine that she would make a very good dominatrix. She sat down opposite us and introduced herself. "I am Mistress Zuleka and you are? From your phone call I was expecting a man and a woman couple, not two lesbians." "Well, we are a couple. I am Ms. Cheryl Holmes and this is my wife and my secretary Mrs. Jane Holmes." "Oh, yes. I recognize you from your photograph, Ms. Holmes. So, you ladies are into domination games? You can't possibly be interested in feminization. Unless I am missing something," she eyed me closely. "No, you are not missing anything. This really is my wife and not a man in drag. And we are not interested in domination or feminization. We are investigating a case. Do you know a Charles Hopkins?" "Now wait a minute. When Mrs. Holmes called me yesterday, she told me you wanted to explore alternative lifestyles. If she had told me you are investigating a case, I would never have agreed to see you. I was totally misled by your secretary. What authority do you have to question me? Are you official representatives of Toronto Police?" "I know. I told her to do it. I knew if she had told the truth, you wouldn't have agreed to see us. And you are right, we have no authority to question you. However, if you refuse to talk to us, the next visit will be by the police, who will be a lot less understanding and less sympathetic than we. Now I promise that anything that is not related to the disappearance of Mr. Charles Hopkins will not be revealed to the police. And of course, we will pay the agreed upon fee. Now what is it going to be, me and Jane here or the police?" She thought for a full minute and said, "all right, Ms. Holmes. You win. What do you wish to know?" "That's better. And please call me Cheryl and my wife Jane." "Thank you. You may refer to me by my real name, Jennifer." "Well, Jennifer, do you know a Charles Hopkins?" "Oh, yes. I remember him. He used to be a regular customer, although I haven't seen him for about a year." "What kind of services did he require?" "Well, I provide various services. I teach men how to dress and behave like a woman. How to do make up, how to select clothes. After that, it depends. Some of them like to behave as maids. They do my housework. Some like to have sex as a woman. I have sex with them with a strap-on. Some just like to flirt with me." "You mean they do housework for you and you don't have to pay them?" Cheryl inquired, incredulous. I had read about the life style on the web the previous night and was not surprised. "You got it. Not only I don't pay them, they have to pay me a hefty fee." "Do you do forced feminization?" I asked. Jennifer smiled at me with an amused expression. "You should not believe everything you read on those transgender web sites, Jane. Forced feminization is strictly a product of imagination, a fantasy. It does not exist. Usually it is the man who wants to feminize himself and the woman is against it. Many times it even leads to a divorce." "In the past several years I have come across very few cases where a woman was involved in feminizing her husband or her boyfriend. And there she wasn't so much feminizing him as helping him feminize himself. We do act out scenarios where a man is forced to dress as a woman, put on make up against his will, and receives a spanking if he doesn't. But even here, the man is ultimately in charge. At any point during the scene, he may use the safe word and end the activity (without any refund, of course). Also there will probably be legal problems with any forced feminization activity." "What kind of activities did Mr. Hopkins prefer?" "He liked to dress as a woman, put on make up and high heeled shoes. After he dressed as a sexy woman, he liked to have sex with me as the man and him as the woman. He would lick me to climax as many times as I wanted and then I would fuck him with a strap-on." "How good was he at dressing up as a woman?" "When he came to me he was terrible. He would look like what he was, a man dressed as a woman. However, he gave himself whole heartedly to dressing up. He used to come to me once a week. In a few weeks he became very good. He became so enthusiastic about it that I recommended to him that he take a proper course in feminization. I referred him to a Madam Monique in Montreal. She runs the Quebec Institute for Feminization." "And how did he do there?" "It is a two weeks course, with another two weeks if you wish to specialize. He did not take the specialization course. He was brilliant in the two week course. Madam Monique told me he was by far the best student she ever had. She encouraged him to specialize, but he wasn't interested. After coming back, of course, he would turn into a beautiful woman every week." "Mr. Hopkins turned into a beautiful woman? Are we talking about the same Mr. Hopkins here?" I asked. "Yes, I know. He was more than forty years old, slightly balding, had a bit of a paunch and not much to look at. That has nothing to do with dressing as a woman. Almost any man can be turned into a good looking woman. If he is not good looking to start with, it just takes more effort, more props and greater skills. And Charles had all the necessary skills." "You see, a woman cannot be bothered to go to extraordinary lengths to make herself beautiful. She doesn't want to wear corset, waist clincher, practice walking with a wiggle etc. It is very difficult to do all that and go about day to day business. It can be done, but it is difficult." "A man, on the other hand, when he dresses up as a woman, he is acting out a fantasy. So he is willing to go to great lengths to make him into a beautiful woman. Here, look at this." She showed us a photograph of a gorgeous redhead in her late twenties. "This is Charles Hopkins." "It is incredible." Cheryl remarked. "How does he look so much younger here?" "It is all in the make up. You need to use proper foundation, blusher, make up, moisturizer, waist clincher and so on. Of course, you also need a proper wig, proper facial expression, and many other factors. It took him several hours to make himself up like this. A woman can't be bothered with it. She would give up long before the process is complete." "So is this all he did here?" "Pretty much so. He would come here, spend a whole lot of time dressing up as a woman and then we would have sex. Not conventional sex, of course. I don't have that with my clients. I have a boy friend and conventional man-woman sex is reserved exclusively for him. With my clients, I am always the man and the client is the woman. It is the client who gets fucked with a strap-on, not me." "When did he visit you last?" "A week before his wedding. He told me at that time that he was getting married and he was quitting the alternative life style. I was stunned. It came out of nowhere. I offered him a final session, on the house. But he refused. He was always generous with money, in addition to standard charges, he used to leave a big tip. He paid me a large bonus and thanked me for all I had done for him." "What were your thoughts when he said he wasn't coming back. Did you believe him?" I asked. "Why, Jane, that is very perceptive of you. You must have been studying some of the transgender web sites. No, I did not believe him. I think he had true transgender tendencies. Someone who is truly transgender can't help himself. He may wish to quit, but usually he reverts to the transgender life style, unless his will power is very strong. I expected him to come back in four to six weeks. I was really surprised when he did not show up for two months. Then slowly I forgot about him." "How do you explain that?" "Well, Cheryl, he either had a very strong will power or I was wrong, maybe he wasn't truly transgender. Or maybe the love of his wife is so strong that it has totally replaced the transgender thoughts in his mind. But I haven't heard from him for a year now." "There is another explanation. He could be visiting another dominatrix." I put in. Jennifer considered it. "Not very likely, in my opinion. Not in Toronto, anyway. Transgender community is small in Toronto, and the number of Mistresses who serve them is also small. If he had been visiting another Mistress, I would have heard about it." "I would like to talk with this Madam Monique. Would you please give me her phone number." "Certainly. Say hello to her for me. And please, try to keep my name out of the investigations as far as possible. Any adverse publicity is not good for my business." "Well, you seem to have done well for yourself so far." Cheryl remarked, looking around richly furnished the room. "However, I will do what I can. Thank you for your time, Jennifer. Oh, here is your money." I handed her 150 dollars. As we came out of her house, Cheryl asked me "Well, how soon can we get to Montreal? I don't know why, but I have a feeling, an intuition if you will, that time is of essence here." "Intuition? Don't let any of the great detectives hear you say that. They are interested in logic, not intuition." "On, nonsense. Woman's intuition is grossly underrated. Most of the time it happens to be right. Intuition is not something that is pulled out of thin air. Intuition is a logical conclusion drawn from minute, subliminal clues, which perhaps are missed by the conscious mind, but are picked up by the subconscious. Women are much better at picking up the subliminal clues than men, so intuition has got a bad rep. Totally undeserved, in my opinion." "Well, let me check the schedules and find out." I said as we got into our car, opening my lap-top. "There is a flight in an hour and a half. We will be able to make it if we hurry." I said, booking our flight on the Internet. We picked up our overnight bags which we always keep ready in our office and headed straight to Toronto airport. "Better call Madam Monique while I am driving." "What shall I say to her? That I want my husband feminized? You could stand a little feminization, you know." I was only kidding. While Cheryl may be bossy, aggressive, full of self-confidence and sometimes a pain to live with, she is every bit a woman. "Wash your mouth with soap, girl. No, just tell her the truth. Tell her who I am and that we are investigating the disappearance of Mr. Hopkins. I assume she has heard of me." Modesty is certainly not one of Cheryl's strong points. However, in this case she was right. Madam Monique had indeed heard of Cheryl, and she agreed to meet us as soon as we reached Montreal. When we landed at the Dorval airport, we got into a taxi and were soon on our way. In the taxi, both of us had time to fix our faces in a leisurely manner. Madam Monique's mansion was in a swanky suburb of Montreal. As we entered her Institute, we were greeted by a receptionist and shown into a conference room. Soon Madam Monique joined us. She was approaching forty and was good looking without being beautiful. She was beginning to spread a bit. As both I and Cheryl are approaching forty, it was good to talk to a kindred soul for a change. "Hello, Ms. Holmes. I am Madam Monique." She shook hand with both of us. She had a firm handshake. Cheryl introduced me. "Now, Madam Monique, can you tell us when Mr. Charles Hopkins came to you to take your course in feminization?" "Please, call me Monique. I did dig up the information about Mr. Charles Hopkins after Jane talked to me. He took my course one year and three months ago." "Exactly what does your course involve?" "It gives the full treatment on how to be a woman. It doesn't just involve dressing up and putting on make up. We give training on how to walk with high heel shoes, feminine manners and deportment. We also teach them how to cook. It involves at least one shopping trip to the food store and one to buy clothing, dressed as a woman. We teach them basic house cleaning skills. We even teach them how to flirt (as a woman), both with men and women (as you are probably aware, the techniques are quite different for men and women)." "This is the basic course. Then if they wish, they can take an advanced course. In the advanced course, they can build upon the skills they acquired in the basic course. If someone likes the maid training, he may specialize in that in the advanced course. He may choose different types of maids, French maid, Victorian maid etc. Or he may like being the housewife. That course involves more training in cooking, shopping, laundry and other housework." "I remember one couple, the wife had a successful, thriving business and her husband was working for her as her personal secretary. He was transgender and he wanted to work as her female secretary. We gave him secretarial training, how to dress conservatively (as a woman), how to answer the phone, how to smile at customers, make them feel at ease etc. If necessary, we can tailor a course for a particular customer, for the right amount of fee, of course." "Do you do hormone treatment?" "No. For hormone treatment we will need to have medical staff on hand. But if any of them are interested in feminizing hormones, I give them a list of reputable physicians in North America." "How many men can to train at a time?" "Seven in basic and seven in advanced course. Men come to me from all over North America. Some of them want to skip the basic course and enroll directly for an advanced course. I give them a test to see if they really have enough skills to pass as a woman. You may be surprised, but I am fully booked for the next six months." "You have no problem talking to private investigators?" "I have no problem talking to the police. I am not doing anything illegal here. My business is incorporated with the government. I have nothing to hide." "And what was Mr. Hopkins interested in?" "He excelled in all aspects of the training. He particularly seemed to like being a housewife, so I suggested he may wish to take the advanced course to learn more skills as a housewife. However, he was not interested. By the way, here is his photograph at graduation. At the graduation ceremony, they all dress as proper ladies, do there best in dressing as a woman." I looked at the photograph in astonishment. The woman in the photograph was beautiful, but what surprised me was that this woman did not look anything like the one in the photograph that Jennifer (Mistress Zuleka) had given us, even though both were the same person (Mr. Charles Hopkins). I asked Monique about this. "This shows you how good Mr. Hopkins was at this. A really good, expert cross-dresser can generate several different personalities, each looking completely different from another. Do you have that photograph?" I gave her the photograph. She scanned it with her scanner. Then she ran some software which compared the two photographs. "This software compares the two