Collateral
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Sarah was stoked at the house she got. She was fresh out of college, and was able to score a three-bedroom for 200.
She was worried, however, that the real estate bubble might pop and leave her underwater. She asked the bank for an assumable mortgage, but they declined in light of her rather low down payment. In her desperation to avoid jingle mail, she blurted out a suggestion that would change her life forever.
"How about I mortgage my clothes instead of the house," she suggested.
"Uhhh, I don't know about that," the teller stammered, "I don't think that outfit of yours is worth very much."
"No, I mean all my clothes," Sarah replied, "both right now and for the next 30 years. I'm sure my right to wear clothing should be worth quite a lot!"
"You mean the bank could take all of your clothes if you default? I'm not so sure about that, let me get my manager," the teller rose to go the manager's office.
The teller thought he could hear a snort from the manager's office and saw what looked like a purple straw in the manager's hand.
"Uhh, Goodman, this lady wants to get a mortgage and put five percent down. She wanted an assumable but we said no."
"What!?" Goodman replied, clearly irritable, "That's not very sane at all! Tell her she can take her little money and put it in a CD!"
"That's exactly what I said, but then she wanted to use her clothes as collateral instead of the house."
"Is she wearing Gucci, or just taking a line from the crazy woman's playbook?" asked Goodman; the teller didn't understand that particular emphasis.
"No, she means all of her clothes, and her right to wear any for the next 30 years."
"Well god damn! Sign me up for that. Tell her we have a deal! Make sure the interest doesn't go below eight percent, though," Goodman replied in an energetic tone as his eyes dilated. The teller sighed and told her the good news.
"We can take you on your offer; just note that the interest will have to be eight percent," the teller told Sarah.
"Yay!" Sarah proclaimed as the teller printed everything up in writing for Sarah to sign. This was the dawn of a new era for Sarah.
In this moment, Zax contempt for The Almighty was indescribable and his hatred insufferable. Immediately, he sent a faint stream of dark attribute energy into Niel’s sea of consciousness. The dark attribute energy formed shapes that combined together inside Niel’s soul, creating a closure within a closure for the small imitation of his Inner Panorama and the strain of Godly Retribution lurking in it. “Niel”, Zax released a stifled breath. He ruffled Nie’s hair and pushed his head down,...
Clothing Bet 2: So as the result of a bet I found myself looking like a semi-naked girl in beauty saloon wearing nothing more than a bra and panties and about to face something even more painful than the waxing - being laced into my first corset. I cannot describe how painful this is if you have not worn a corset yourself. You feel like all the breath has just been crushed out of you before it happens again! And again! And again! Then Eve said "Now Simone, I know you have not worn...
The alarm had been going off for almost a full minute for the fifth time, and Tristan had yet to rouse from his slumber. The alcohol he’d had from the previous night probably wasn’t helping. He’d had some people over in his dorm room and they’d snuck in a couple of 12-packs to which he’d liberally helped himself. The hangover was evident. It had also now been two hours since he needed to have woken up for class, but here he was still, passed out in his dorm bed. But he’d lucked out and received...
FetishChapter 1 Friday night – her story: It was the longest week — meetings, reports, late nights, and out of town travel. Now it is finally Friday and even though traffic is heavy and slow, only one chore stands between us and the weekend. Thanks to heavy rains the lawn is lush and green, and it had been nearly a week and cutting it couldn’t wait. June had given way to summer in a vengeance. The long spring was gone and we were gripped with heavy humidity and heat of mid August. I was hoping to...
Copyright © 12-11-2001 by Dinghy5(Jo). All rights reserved. This work, in part, or whole, is not to be distributed, reproduced, transmitted or posted, in any manner, without the express written permission of the author. Clothing optional? Who do they think they're kidding? It was a nudie camp, plain and simple. The official name was "Summer Sun Camp (Clothing Optional)." From the moment I heard about it I knew I had to go. In mid-life I had discovered I had a latent propensity toward...
Sylvia begged for me to stop her clit now to sensitive to touch, she slowly released her grip on my head and I sunk back into the water watching her spasm and twitch as her orgasm subsided. We decided it was time we had a holiday and with my wife Sylvia's birthday coming up we thought it would be nice to celebrate it with a stay in a nice cottage somewhere quiet and relaxing. We sat down with the iPads and a glass of wine each to see what was available and soon found a lovely looking cottage in...
MatureHer first Fantasy Fest in Key West and she didn't want to miss anything. We had only been married for about six months. I had labored under the assumption that she was somewhat inexperienced and had just recently started to hear her tales that proved that incorrect. I based the misunderstanding on the fact that she had never been married at the age of thirty four and that she had never had a boyfriend for as long as six months.When we passed the sign with the arrow pointing up the stairs,...
Clothing Bet: I grew up in a home where my father had constantly belittled me. I remember once going rowing with my father and my sister Charlotte (who preferred to be called "Charlie"). Somehow I had been unable to hold the oars properly and had, no matter how hard I tried, been completely unable to get the boat to move in the direction I wanted to and in the end my father seized the oars from me and gave them to my younger sister who had got us to where our father wanted. There...
We were in another world when we were transferred from West Coast to Texas. Before, we only knew a couple of our neighbors and seldom saw them socially. At the time, we were in our early twenties. Our Texas neighbors were party a****ls and we were quickly assimilated into the group. We met the nearest neighbors during the first few days, found that they all drank a lot more heavily, and enjoyed partying very late.Soon, we were invited to join the neighborhood gourmet club. The first club dinner...
Clothing Comdex and Confusion ? New Beginnings Old Endings Copyright 2004 Beth Williams Sunday, December 9, 2001 I awoke in a hospital bed. There was an IV drip started in my right arm, and I could hear the incessant beep of a heart monitor. The lights were low, and Jeeves was setting in one corner of the room. When he saw I was awake, he left the room. Linda sat next to me, holding my left hand. I felt calm, tranquil, and slightly light headed. "I've been sedated haven't I?" I...
It had been a while since I had seen the young lady from the clothing store. I was quite surprised when I received a call from Jaden. She asked me if I knew who was calling. I said that I recognized her voice right off. Just hearing her on the phone was making me hard. She mentioned that I had said to call if she ever wanted to get together. She said she had thought of me often over the last month since the events at the store. She asked if I was able to meet her after work at her apartment. I...
It had been a while since I had seen the young lady from the clothing store. I was quite surprised when I received a call from Jaden. She asked me if I knew who was calling. I said that I recognized her voice right off. Just hearing her on the phone was making me hard. She mentioned that I had said to call if she ever wanted to get together. She said she had thought of me often over the last month since the events at the store. She asked if I was able to meet her after work at her apartment. I...
My name is Ginger and I am 62 years old. I take very good care of my body, I work out three days a week but my husband does not seem to pay any attention to me. I am five foot tall, weigh about 98 pounds and have a nice figure as men tell me this all the time. I dress classy. I was in another State with my husband on a business trip. He was at a late meeting and I went shopping. It is raining and I stopped at this cute womens clothing store, no one else was there. The man behind the counter...
My name is Ginger and I am 62 years old. I take very good care of my body, I work out three days a week but my husband does not seem to pay any attention to me. I am five foot tall, weigh about 98 pounds and have a nice figure as men tell me this all the time. I dress classy. I was in another State with my husband on a business trip. He was at a late meeting and I went shopping. It is raining and I stopped at this cute womens clothing store, no one else was there. The man behind the counter...
Clothing Comdex and Confusion ? Repercussions Copyright 2004 Beth Williams. Cruise Ship Golden Princess, at Sea, 2240 hours EST, Tuesday, December 18, 2001 It seemed to take an eternity to find Dr. Tom. He called Pat and Sheila, as he rushed to Kate's room with Linda and Meri in tow. 10 minutes had passed since Linda had left Kate sitting on the toilet in her precarious condition. Linda opened the door to Kate's cabin and immediately knew something was horribly wrong. There was...
I awoke some time before my alarm went off, as usual. I lay there in the cozy, warm darkness enjoying the sensation of moving my toes and fingers in the slick softness of my silken sheets and nightgown, turning very slightly from side to side to feel the unyielding stiffness and scintillating tightness of my long, confining night corset, straining my wrists ever so gently against the implacable steel of the handcuffs which restrain my arms behind me at night. I’ll wait until the music...
The president of the United States of America stepped into the stage. he placed his sheets on the table as people from across the world tuned in. "ladies and gentlemen...I Donald J Trump am proud to tell you all about the new world wide CH event. due to the popularity of the video game Fortnite, great game, great game, we here at the Whitehouse are proud to bring you an interactive video game. CH is an interactive game like no over...the two options to play this great, great game are a full...
Where I was travelling it was very hot and I thought of going to the beach for some sun. I check on my computer to see if there were any Clothing optional beaches in the area and there were.I went there expecting to see some tits and cunts.When I got ther ther were only a few guys.I found my spot on the beach and settled in by removing my cloths, if felt great.There were probable a dozen guys walking the beach with there cock swinging away, but it took about an hour before I saw a woman and...
In your dream a big muscular men walks over to you and says: "You are the first test person. From this moment on you can control what persons are wearing. There are three kinds of control: The first option is, to make rules for the future: 'You have to dress in green shoes.' If you want this person to only dress this way in a perticular surrounding, you can also say for example: 'You have to dress in white shirts at work.' If you want a person to only wear a perticular thing you can also say...
It had been a few days since we went to the clothing store to get measured for school uniforms. I was riding my bike when the man drove down the road heading home. He seen me and stopped and asked if I wanted to come over and try on one of the uniforms, I said yes I would. He said to follow him to his house. As I was peddling up, he was taking a package from the back seat. He said to leave my bike at the door and come in. We went in and he said he'd be right back and went down the hall. When he...
We packed our bags and headed for our favorite clothing optional resort in Palm Springs, CA. The drive was so wonderful on the way out. Without a cloud in the sky, the late May sun was bright and warm. We arrived just after 10 O'clock in the morning and checked into our favorite room; one with a private jacuzzi on the patio. We unpacked what little we had to bring and decided it was time to dress for the occasion, or rather undress. I could see my husband James watching me in the mirror as I...
Erotic FictionWe packed our bags and headed for our favorite clothing optional resort in Palm Springs, CA. The drive was so wonderful on the way out. Without a cloud in the sky, the late May sun was bright and warm. We arrived just after 10 O'clock in the morning and checked into our favorite room; one with a private jacuzzi on the patio. We unpacked what little we had to bring and decided it was time to dress for the occasion, or rather undress. I could see my husband James watching me in the mirror as I...
EroticYou look around your room for the first clothes you could find, a blue t-shirt and green pants. Your girlfriend, Katie, had just shown up to your apartment and had planned on going somewhere with you, but you just woke up and are scrambling to get ready. You quickly pull on a pair of boxers, green chinos, and a blue t-shirt and head out to the kitchen where your girlfriend is sitting. “You’re going out like that?” Katie looks you up and down, “it doesn’t even match” “It doesn’t matter” you...
FetishYou, John Doe have the power over any girls clothes and a few more things like you can tell them basic instructions. You are 5,6 and have a 9 inch cock. Your mom, Heather, is in her mid thirty's and has d sized breasts. You also have 2 sisters, Emma and Gwen you are both 19 just like you. Emma has C sized Boobs and Gwen only has A cups. You got this power two days ago and tested out on a random person on the street by making them get naked. As you wake up you see you have a morning wood and...
Clothes Make the Man Some words before: I have been starting and discarding stories, not getting anywhere because I keep finding myself writing clich?s. My partner, who does not like Fictionmania but indulges me, suggested that I deliberately choose a clich?d story line and run with it. So here is the first half of a "condemned to wear women's clothes as a punishment" story. My real interest is how people change and grow. This very long story and develops slowly, just like people. I hop...
A note before: It would be a lot easier for you to read the first part of this story than for me to try and explain it but here is an attempt. Max Stanley, a one-time real estate and web entrepreneur, was convicted for fraud and for hosting and managing pornographic websites (obviously this is a fictional society). Civil penalties took almost all of his money and he was sentenced to three year's community service at a not- for-profit. He was also sentenced to live as a woman for those...
“Are you sure that this is the right place?” My wife whispered in my ear. “I have checked and it is. We asked for something non- traditional and that we were open minded,” I whispered as a reply. We were escorted in this restaurant by a young well trained man only wearing a small thong around his waist. We reached a small section of the restaurant where two other middle aged couples already had taken their seats. When we got to our table, we saw that there was only a...
I had never known just what I had been missing by not spending time in the Women's areas of the various stores in just this one mall. Generally when I need clothes I drop by Sears, grab something from Men's clothing and head back out. My shoes come from there too, since I usually wear work boots or running shoes. I know that sounds stereotyped but after all, I'm butch for goodness sake. High heels are not in my repertoire. I'd probably fall off them and twist an ankle or something. But I...
I had went shopping at the local mall that was near our college, I had on a pair of short pants a t-shirt with our logo and tennis shoes and socks. I dressed lightly so that I could try on clothes and not tire my self out undressing and redressing. I was in the men shop and had tried on a number of clothes and was absent mindlessly staring across the into the other dressing cubicle. The curtain was parted and the guy in there was removing his pants, his cock was sticking out of his underwear...
Lucas Ledford is asleep on his bed, his almost bare body tangled in the light blue sheets, gentle snores escaping his lips. Sunlight is draped over him through the nearby window, yearning for him to wake. His right hand is unconsciously fastened safely beneath his Hanes white briefs, squeezing his morning surprise. A moan escaped his lips as he played with his foreskin, his fingers delicately curled around his sex. It had been only three months since he had turned twenty-three but he still was...
Clothes make the ? It hadn't worked the way it was supposed to. She'd read the stories, learned to use her body and her charms to get her man into women's clothes. But something had gone wrong. First, he didn't look like a beautiful girl, no guy wolf-whistled at him or asked for a dance. But neither did he look like a man in a dress. Somehow, in women's clothes, he managed to become ... average. Unremarkable, all but invisible. Then there was his attitude about it. He...
My friend Betsy and I were out clothes shopping.Betsy is my girl from my beach story.You can read my description of her there.Anyway we were trying on clothes in the dressing room.Betsy asked me to come into her dressing room to check something on her back.I went in and she was just wearing her bra and panties.As I said before she has a tight sexy body that makes up for her looks.She had a mole and I told her not to worry it was fine.I looked down at that cute little ass and couldn't resist so...
Ben was your average teenage boy. At the age of 15, he was going into his sophomore year of high school. He had everything going for him, good grades, good looks, good friends, everything. Then, one summer afternoon, his parents left for a 2 week vacation, but said they could not take Ben with them, so he had the house to himself for 2 weeks. As soon as his parents left, he began to wonder what he would do during those 2 weeks. As he began going back up to his bedroom, the doorbell...
“I need my husband to make love to me. And then fuck my brains out. And then I will fuck your brains out. If we have time.”“Oh, we have time Zoe,” Havian laughed. “For the first time since we reunited, we have all the time we want.” Laughing, he swept her into his arms and kissed her, molding her body to his as he did. He turned, pressing her back to the barracks wall and grinding into her, wrapping her legs around his waist as he explored her mouth with his tongue. Then he stepped back and,...
Fantasy & Sci-FiI was walking through the store browsing some clothes and I noticed her working there. She was talking to another employee and she caught my eye. Maybe it was her sexy red hair, maybe the way she filled out her blouse with those nice soft looking breast or maybe it was how Nice and curvy she looked. Non the less, I could not take my eyes off her and the twinge in my cock told me...that I'd love to fuck her if I had a chance. I caught her glancing my way, not sure if she caught me staring, but I...
I was walking through the store browsing some clothes and I noticed her workingthere. She was talking to another employee and she caught my eye. Maybe it washer sexy red hair, maybe the way she filled out her blouse with those nice softlooking breast or maybe it was how Nice and curvy she looked. Non the less, Icould not take my eyes off her and the twinge in my cock told me...that I'd loveto fuck her if I had a chance. I caught her glancing my way, not sure if shecaught me staring, but I...
AN: My initial branches are not complete as of publication. I wanted to make it available to other writers before is was fully finished. Please leave any suggestions for future branches of that story in the comments, or what other stories you'd like to see written. Here, for your enjoyment, is an ever growing collection of body control stories involving living or possessed clothing. Will the clothes gain life through magic, or science? A curse, or an accident? Is the victim being punished, or...
Mind ControlMy name is Mike, I am 18 years old, and just recently this strange story happened to me... One night I had a strange dream. A strange voice whispered to me that I had gained the ability to swap body parts with anyone by wearing their clothes. It told me that the part of the body that the clothes belong to will change. It also said that I could complete the exchange with any one thing by casting a special spell, which I would now know subconsciously. And I suddenly woke up in a cold sweat. I...
FantasyClothes Janet L. Stickney [email protected] The thrift store was packed with people which suited me just fine. I had measured myself carefully and knew my sizes, so I was able to pick out two dresses, three skirts, a pair of shorts, a few blouses and some shoes without any trouble. All that only cost me about eight dollars, and the cashier did not say a word about what I was buying. As I left I missed her sly smile. I carried my haul home and went directly to my room, closing...
there. She was talking to another employee and she caught my eye. Maybe it was her sexy red hair, maybe the way she filled out her blouse with those nice soft looking breast or maybe it was how Nice and curvy she looked. Non the less, I could not take my eyes off her and the twinge in my cock told me...that I'd love to fuck her if I had a chance. I caught her glancing my way, not sure if she caught me staring, but I noticed a smile on her face indicating she enjoyed...
One day you come home from school and head to your room. You lay yourself on your bed and fall asleep. While you sleep you dream about a voice saying you have the power to morph your body parts by wearing somebodys clothing. After you wake up you wonder if it was just a dream or not since it felt pretty real.
FetishAs our fair MC walks down the street of the bustling city, a small shred of fabric drifts by in the wind. It's gleaming, lustrous even. It catches the eye and holds it. They feel drawn to it, heavily, and begin chasing it. Something about this fabric makes them feel as though they need it. After a few blocks of running, and looking like an absolute fool to everyone who saw, our protagonist catches it. It feels like no other fabric they'd ever felt before, and sends shivers down their spine....
Mind ControlGroaning, I reluctantly shrug into a fluorescent orange tank top that is about as far from my idea of fashionable as it is possible to be. “Happy?” I say, trying not to think about my farmer’s tan. “It’s ravishing,” she says, flashing me her trademark winning smile, making my heart flutter involuntarily. It was Christy’s idea to go shopping. We’re not even dating. Normally, such a request would be grounds for a “What are we doing here?” type conversation, but that’s just not Christy’s...
“You have to realize, women all have one basic Halloween costume, The Slut,” my friend Bill observed as we scoped out the party. “Everything else is just a variation on the theme. Look, you’ve got Slutty Nurse over there,” he nodded to a girl by the bar, “Slutty Maid, Slutty Punk Rocker, Slutty Devil, Slutty Pussycat and, of course, the ubiquitous Slutty Hooker.” He was dead on as usual. All of the costumes had one thing in common, they were designed to make the wearer sexy. “I mean come on,...
As we reached the door of Mom and Dad's class, the door opened and Mitch and Dora stepped out. Britt and I began to clap and our class joined in. I heard the whispers behind us as some of our classmates said, "Wow!" "She's gorgeous!" "They make a good-looking couple." Mitch and Dora blushed as they walked toward the sanctuary. Just before they entered the sanctuary, they stopped and turned to us. Mitch said, "We think this is as much your moment as it is ours. After we have lunch,...
I woke up and looked at the clock it was 2:40am. I rolled on my back and stared at the ceiling as my right hand moved to my pussy and I began to stroke myself through my panties. The feeling was delicious as I felt myself moistening and I could hear Jason snoring softly next to me. I quietly pulled off my nightgown and my panties as I then began to massage my breasts gently kneading them and squeezing them. My right hand went back to my pussy as my left hand began to circle and squeeze my...
He did what any father would do. When he received a call from the school officials that something had happened to his daughter he was on it in a minute. “What?” he said, assuming it was bad. “When did this happen?” he asked. “I’ll be there as soon as possible. Where do I need to go?” he went on to say. They told him and he immediately threw on his clothes and grabbed his wallet and took off to get his daughter so he could take care of her. “Are you okay?” he asked her. “Are you alright,...
IncestThe babysitter used to cover what we called our split, the time my wife would go to work until the time I got home from work. It usually was no more than a couple of hours. I never really got a chance to spend time with the babysitter because as soon as I showed up she needed to head out the door to go to her college class. She was 18 years old and the neighbor’s daughter, it was a really convenient situation for all of us. She was definitely a site to see, about 5’6 with a slender build and...
This happened about thirty years ago. I was 23 years old and had gone to visit my grandma, she lived on her own about 5 miles away from where we lived so I liked to visit her at least once a month when my work allowed. This day was a Wednesday and as I walked in her friend, Audrey, was sat with her in the kitchen they were talking away.I’d been there around fifteen minutes when the phone rang, as grandma came off it she said “I’ll have to go to the shop I’ll be about an hour, you know where...
The next morning Arron woke early, bathed and dressed in his light leather armor. He walked down to the common room for breakfast and was saluted by the desk sergeant. "Good morning, sir." "Good morning, Jerros." There was a noise outside so Arron walked to the main entrance and opened the doors. He was greeted by a loud cheer. A crowd was quickly gathering; people pushed forward, patted him on the back and shook his hands. He was about to step back through the door when Jerina rushed...
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The Watcher leaned the shovel against the fence. He reached down for clods of earth to break up and spread over the filled in hole; give the earth a more natural look. He looked up at the sound. About thirty yards away was his van, parked in the rest area along the highway; a car had just pulled in and someone was walking to the restroom. He had pulled in here several hours ago. He waited until he was the only one there and then came out here to leave his latest ... what should I call her;...
Ted Lowe finished the last of his Big Mac, sipped the last mouthful of Coke and sighed. ‘I hate my life,’ He complained to the woman with whom he was having lunch. Suzette March looked across the booth at him. ‘Okay Teddy, I’ll bite. Why do you hate your life?’ ‘Because I’m in love with my best friend and that complicates things.’ Suzette’s baby-blue eyes went wide with shock. ‘Teddy, are you coming out to me, you’re gay?’ Then, Suzette’s eyes went even wider and she looked at him in shock....
Hi main Kabir. Maine pichali kahani ‘Esha Ki Chudai’ mein apko bataya ki kaise maine Esha ko uske pati ke jane ke bad choda. Aj ki kahani mein main apko dusre din ki chudai ke bareme bataunga. Pichali raat ko maine Esha ko 5 bar choda tha. Main to aur bhi chodna chahata tha lekin Esha thak chuki thi. Halaki Esha roz chudti thi lekin ek hi din mein 2 bar se zyada nahi chudai ki kabhi usne. To agle din jab main utha karib 10 am baj chuke the. Maine dekha ki Esha bistar par nahi thi. Esha ke kapde...
My dad was strict and I was very wild. I loved to have sex and loved the boys and a lot of older men. I had been fucking since I was f******n years old. The first man I fucked was my dads best friend. He drove me home and began to rub my leg then he reached under my shirt to feel my small tits. I loved how it felt and never stopped him so he drove into a back pasture and removed my shirt and began to kiss my tits. He undid his pants and pulled his cock out and I had never seen a real cock so I...
While all of my other blog posts are true, this is one fantasy that will never happen but I sure wish it would:I'm on vacation in San Francisco. As I always do when out of town, I find the gay bar where almost only black guys go to. The only white guys there are there for one reason--to service and submit to black men. I have a few drinks and am lucky enough to suck a black cock in the restroom. I spend a lot of time talking to a very sexy black transsexual in a short dress who seems to know...
CHAPTER 1 The chairman of the Our Times Magazines Inc, Benton Mellows, told the English journalist he’d hired at great expense that she was fired as editor of Oh Really Magazine because instead of reviving flagging sales, the sales figures had dropped at an accelerated rate during her six-month tenure. ‘You can’t do this, I’ll sue you,’ she’d screamed. ‘You promised everything but delivered practically nothing,’ Benton said. ‘Tell her Mal.’ Malcolm Thymes, the group’s chief attorney,...
It was only a little walk to Jess' house but we were walking slowly laughing and playing on the way when we got there for some reason Jess checked that knowone was home which i thought was wierd because i had met her mum loads of times and she didn't have a problem with her bringing boys home. Once she had finished checking i followed the two girls up stairs into her bedroom Alex sat on the bed and started to take her shoes off and her jumper whilst Jess closed her door. She had...