I Broke My New Year’s Resolution Version A free porn video

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I made a resolution to improve my finances. You see, I tend to make mistakes that do not help my finances. First of all, I do not balance my checkbook. Once I make a deposit, I glance at the receipt, and that’s all I do.

Second, I tend to put almost everything on my credit card. That has worked well in the past, but I have only paid the minimum payment, and now I am near my credit limit.

Also, I like buying the new gadgets all of the time. It makes me feel good to have all of the newest and greatest stuff. This way I can be very proud and show my new gadgets to my friends.

I do have a good job I like doing, but I tend to live from paycheck to paycheck. So with the New Year coming up, I have just found out my credit cards are maxed out, and I have very little in the bank. My resolution is to balance my checkbook and to pay down my credit cards.

Everything worked well until the third week in January when a new model of a phone came out. I went to the cellphone store to buy it, and I got a surprise. When I went to pay for it, all three of my credit cards were declined. Next I tried to pay for it with a check, and my check didn’t go thru. The store also had a payment plan, and I filled out an instant application. To my surprise, that was declined too. I guess with my credit cards maxed out, they made my credit rating very low.

Then what did me in, was the next day, I got a notice in the mail from my bank, saying I was overdrawn. Now I was desperate. What was I going to do?

So I called a helpline center, and talked to them about what I could do. Since I had no money and I needed a lot of help, they recommended I talk to a special type of financial planner and bankruptcy attorney. They gave me her phone number and told me I should make an appointment as soon as possible.

When I called her, she had a very soothing calm voice and she told me that she could still work with me, although I had no money. The first appointment would be in two parts. First part, a full evaluation and accountability of my situation, and the second part would be a partial resolution of the problem. So I needed to bring in all of my credit card statements, bank statements, plus a projected spending and savings plan.

The first appointment would last about two hours, and then I needed to make a weekly follow-up appointment that would last about one hour. Since I had little or no money, she would expect me to sign papers stating that I would strictly follow her instructions on how to solve my money problems. All of this sounded very good, so I made an appointment with her. I made the appointment for 7 PM, the next evening.

When I arrived at her office, there was a receptionist who I signed in with. She took all of the information that I brought with me and also gave me some papers to fill out and sign. They needed the usual information that included my name, address, etc.

Then there was a paper that I found unusual to sign. It stated that I would follow all orders given to me by the counselor, or I would be kicked out of the program. It also stated that I would show up on time for my follow-up appointments, and I would strictly follow what I was told to do by my counselor.

I wasn’t sure about signing it, and I asked the receptionist about it. “If you don’t sign it before you see her, you will not be helped by her. So I suggest you sign it,” the receptionist said.

So I reluctantly signed it and gave all of the papers to the receptionist. She carried the papers into the office of the counselor and closed the door. In a few minutes, a smartly dressed young woman came out of her office.

“You must be Jim. Glad to meet you. My name is Mary,” she said.

“I am glad to meet you too. I hope you can help me.”

“Come into my office with me.” Then Mary told the receptionist, “Jim is my last appointment so you can go home now. Be sure and lock the door.”

Mary’s office looked like any other office with a large wooden desk, with a computer, and many papers on it. There also was a door marked “Resolution Room”, which I wondered about.

The first thing Mary did was to ask for my credit cards and my ATM card, and she cut them up. “You won’t be needing these anymore. Now let’s go over your financial situation.”

After reviewing my budget, my expenses, and my income; Mary decided my best way to handle this would be with a bankruptcy. I would need to live on a cash and/or money order basis for the next two to three months. I agreed and then signed some more papers to start the bankruptcy procedures.

Then Mary said, “Now is the time we need to work on the resolution part of your financial problem. Until you have enough money to pay me for my work, and until this problem is resolved by the bankruptcy court, I want you to report here every week to update me on your financial progress and I will administer some corrective measures to make sure you stay on track.”

“What do you mean by corrective measures?” I asked.

“It involves being scolded and spanked to various degrees. You have already signed the papers agreeing to this punishment,” Mary said.

“I didn’t realize that,” I quickly answered.

“Either you accept your weekly punishment or you owe me five hundred dollars right now and more later, or I will file charges and you will go to jail. It is your choice.”

“I guess I did sign the papers and I have no money to pay you. So what happens next?” I asked.

“You will follow me into the resolution room where your spankings will take place. I expect you to follow all of my commands and orders, without question. And from now on, refer to me as ‘Mistress Mary’ or just ‘Mistress’. Also answer me with only ‘Yes Mistress’ or ‘No Mistress’. Is that understood?”

“Yes, Mistress,” I said.

“Good, you obey very well.”

We entered the room and I was shocked at what I saw. There were various paddles and spanking implements hanging on the walls. In the middle of the room there was an old-fashioned wooden chair with no arms. There were also other types of wooden furniture that I had never seen before.

Mistress Mary sat on the wooden chair and said, “I will start you out with a hand spanking. Take off all of your clothes, except for your underwear, and neatly fold them and put them in the corner. Then come and stand directly in front of me, with your hands on your head.”

I felt embarrassed taking my clothes off in front of a woman I had just met. As I stood there in front of her, I was surprised again when I felt her fingertips in the waistband of my undershorts.

“Stand still. A spanking is most effective given on the bare skin.” Once my undershorts were at my ankles she said, “You're a naughty boy, you have an erection. Now step out of your undershorts and then bend over my lap so I can spank you.”

I couldn’t believe what was happening to me, but I obeyed her and lay over her lap. My erect penis was now located between her thighs. Now I was acutely aware of her perfume and body heat. As she grabbed my waist and guided my body closer to hers she said, “When you are spanked by me, always keep your legs parted, no matter what position you are in.”

“Yes Mistress.”

Then she began spanking me. Although she was just using her hand, it really stung my bare bottom. Also, since my legs were apart, her fingers wrapped around the tender insides of my upper thighs, and those spanks I could really feel. Although the spanking stung my bare bottom, I felt a nice warm feeling in my lower body.

After a while, Mistress Mary said, “Now stand up and follow me to your next part of your spanking.” She led me over to a piece of furniture that looked like a padded sawhorse in the middle. On the sides, there was wood to put your knees and arms on. “I expect you to climb upon or bend over any piece of furniture I direct you to. I will only use restraints if I have to. So get yourself over this with an arm and leg on each side.”

“Yes, Mistress.”

This kept my poor bottom raised up high and my legs spread apart. Now I felt very exposed and vulnerable with my penis and balls dangling between my parted knees. Next, Mistress Mary showed me a wooden paddle like they use in Ping-Pong, and she started spanking me with it. This stung my bottom a lot more than her hand.

“Now I will want to see you every week to make sure you stay on track with your money problems. After a short review, you will be spanked,” she said.

Mistress Mary then showed me a riding crop. “With this, I can make sure I haven’t missed any spots.”

The riding crop was able to spank my upper inner thighs and even between my butt cheeks, also my exposed penis and balls. Lucky for me, she didn’t use the crop on me for very long.

“Now stand up and walk over here. Do not rub your bottom, until I tell you to.”

She led me over to two old wooden school desks. They were the old type that slanted down. She had me stand near the front of a desk, and bend over it so my head was on the chair next to it, and my hand grabbed both sides of the chair.

Then she showed me an old long wooden paddle with holes in it. I used to see paddles like this hand from my teacher’s desk when I went to school. “This should bring back memories,” she said. “I am only going to give you six swats with this paddle. So don’t move about and keep those legs spread.” This paddle hurt the worst, so far, on my now tender, well-spanked bottom.

After those six swats, she showed me a cane. “For these, I want you to count them out loud, and then say ‘Thank you, Mistress’. Do you understand?”

“Yes, Mistress.” I reluctantly said.

I heard the whooshing of the cane, then the cane whistled, and SWAT! It felt like a hundred bees stung me in a straight line. I stood up and clenched my poor bottom.

“You forgot to count and you stood up, so that will not count. So bend over again.”

“Yes, Mistress. Sorry, Mistress,” I said.

Whistle, Swat! “One. Thank you, Mistress.”

“Good. You are learning to follow my orders,” She said.

Whistle, Swat! “Two. Thank you, Mistress.”

“Only one more, if you stay bent over and count.

Whistle, Swat!

It felt like a hot straight rod on my poor bottom. “Three. Thank you, Mistress.”

“Now you can stand up and rub your bottom. I will expect to see you next week, to see how you are progressing. Nice to meet you and you can get dressed now and leave my office.”

“Thank you, Mistress. I will want to resolve my money issues as soon as possible so I don’t have to see you every week. Thank you for your help,” I said.

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I pace in front of the hotel room door, repeatedly checking my appearance in the mirror on the wall. I drove for several hours to meet David here, while he’s in this city for a few days on customer calls. Insecurities now fill my head. Will he find me attractive? Will he love ‘in-person’ me as much as ‘online me?’ We believe we are in love, but can you really love someone you haven’t met in person?Knock. Knock.Oh, God! I inhale a deep breath and slowly open the door. Frozen in my spot, I take...

Cheating
4 years ago
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Confusion Resolution

Jenny and Martin were sitting in Jenny’s room. Jenny had summoned her brother to discuss their current situation. Over the last couple of years, nothing had been like it used to be. Rebecca, their mother, had moved with her children into the house of their Uncle Vincent and Aunt Dorothy. That had been three weeks after John, their father, had vanished from their lives. Ever since his disappearance, every trace of secrecy about the relationship of their mother to Uncle Vince had disappeared as...

2 years ago
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The Addicted NaturalChapter 27 The White Witch of Walden Conflict and Resolution

"Surrender and sleep!" I ordered. Brenda immediately slumped to her left against Dee's shoulder, while Dee closed her eyes and let her right cheek settle against the top of Brenda's head. Willie, sitting to Brenda's right, collapsed across her lap and nestled the side of her face on Dee's thigh. It made quite a picture. Maxine, wagging her tail, walked to the couch and started licking Willie's face. She didn't move. I decided that no instruction was necessary for this hypnosis...

4 years ago
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Hot Wife KatieChapter 50 Katiersquos Legal Resolution

Mrs. Katie Jackson was in heaven. Since her husband’s return from overseas their sex life has been phenomenal. They fucked nightly and occasionally in the morning before he left for work. Since she begged him to lick her ass in the elevator he discovered that it quickly pushes her over the edge. She was embarrassed that she asked him to do it but also in the same breath was relieved that her husband can pleasure her like Phil or the homeless man. She lied to him when he asked why she asked...

3 years ago
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Wolf WorldChapter 16 Resolution

It was late morning in Seattle, but early afternoon on Aurora by the time Neal Marten finished organizing their trip to meet the Council of the Wolves. Hasty messages had been sent, stopping all work on the Aurora Project and warning everyone that the wolves were intelligent, and now they were ready to start out. Pete Riley was at the controls of their helicopter, which was lightly loaded with only Phil, Charley and Rowlf, along with Neal Marten and Jewel Daniels. "How far is it to this...

4 years ago
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Something DifferentChapter 3 Resolution

Tuesday morning. I really would have to bug Jimmy to invest in darker curtains. The morning sunlight was streaming in, almost painfully bright. The answering machine clicked off, Kelly's message to me now complete. Ah, hell. That had been a mood killer. Alana was coming fully awake now; her hand quickly finding my cock was also fully awake. She murmured dreamily, her cool fingers wrapping around my joystick as she absently pumped it while turning her head up to look at me. I just stared...

2 years ago
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Resolution With a RedheadChapter 2

I entered the next-door girls’ dorm and immediately saw Agnes. She was wearing sneakers and shorts. I smiled. “Hi, Agnes. You look good this evening. Would you like to walk?” “That sounds good, Eric. Thanks, and thanks for coming over.” “I enjoyed talking to you earlier. That’s why I called. I’m just glad I could help out. I guess you aren’t a big-time TV watcher either?” “No. I really don’t care for pro football and that’s what is on, too. Mike had showed up at our room. He’s rough on...

4 years ago
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Resolution With a RedheadChapter 3

He barged in along with another guy. He said, “Bill, hold pretty boy while I take a turn with the bitches.” He kept moving toward Agnes and Melody while “Bill” came at me. He was planning on grabbing me but I hit him first. I hit him hard. My father had taught me that, if I had to fight, I should fight like I meant it. Bill was heavier but not as tall. He took my first punch in his gut which folded him over. I helped him find the floor by chopping down on his neck. He landed limply. I heard...

2 years ago
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Resolution With a RedheadChapter 5

The two men entered with pistols drawn. I said, “Officers, I think the time for violence is over. Let’s all talk.” The two looked around and slowly holstered their weapons. I looked at one and said, “You’ve been here before. How did they get out?” I had a free hand and arm now and used them to point at Mike’s body and Bill. “I don’t know.” The officer answered. “I would like to find that out myself.” “Someone was criminally negligent in releasing that animal. He was, we believe, going to...

2 years ago
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Resolution With a RedheadChapter 6

We were sitting at a longer table and were quickly joined by Melody, Tracy, and Amanda. Carl arrived moments later and asked if he could join us. Agnes nodded and I said, “Sure, Carl. Leave your stuff and get a tray.” He got in line leaving his books on the table. He returned shortly with a tray of food. “Eric, who are all these pretty ladies?” “The one on my right is my beautiful lady, Agnes. Next to her is Melody, her roommate. Those two are Tracy and Amanda. They’re all good...

2 years ago
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Resolution With a RedheadChapter 7

We had a delightful meal. I noticed that Melody was more at ease with Mike out of the way though that had been a violent episode in all our lives. I also realized that it was the people not the food that was so good. We had been joined by Tracy and Amanda and my roommate, Carl. We had sat a longer table more or less in the middle. That allowed a number of people to join us. It was fun but the lady by my side made it best in my mind. I was proud to have her by my side and felt she likewise...

3 years ago
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Resolution With a RedheadChapter 8

I had floated back to my room. I crawled into my bed and slept solidly through the night. I had set my alarm but beat it by a couple of minutes. I got up and went into shower. After that, I dressed and left to meet Agnes. We ate together with Melody accompanying us. After we finished, we went to our classes. On the way, Agnes asked, “Do you mind Melody’s presence?” “No. It cramps our style which is probably good and, hopefully, helps her. She’s a nice girl who got into a tough and bad...

2 years ago
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Resolution With a RedheadChapter 9

We ate lunch with our friends. It was fun. As we were walking to Agnes’ history class, I received a phone call. It was from the District Attorney’s office notifying me that there was going to be a hearing Friday over Mike’s death. I asked what was the purpose of the hearing. I was told that it was to determine whether or not charges would be filed against Miz Stover for murder and myself for assault and battery. I asked if we should obtain legal representation since we had only protected...

3 years ago
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Resolution With a RedheadChapter 11

Mom was waiting for us. We were close and she rushed up to us. She hugged me first. After kissing my cheek, she moved to Agnes saying, “You’re even more beautiful in person. You’re tall, too.” “It’s good to meet you, Missus Daniels. I appreciate your son. He’s a great guy.” Mom was surprised a bit. Dad came up from a room. He and I exchanged man hugs before he went to Agnes. “Agnes, you’re gorgeous. My son is showing good taste.” “He’s my personal Viking. I like it that way.” She smiled...

3 years ago
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Resolution With a RedheadChapter 12

I woke in the morning to shower, shave, and dress before meeting Agnes. I walked over in nicer than class clothes to meet her and found her waiting with Melody, Tracy, Amanda, and the R.A. plus some other girls who were going for moral support. We went into the cafeteria together, got our food, and sat together. As we ate, others heard and gathered. We left for the courthouse at eight thirty and were now about a hundred strong. We all pulled up in our cars and found parking places. We walked...

3 years ago
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Resolution With a RedheadChapter 13

After my history class, I met Agnes in the dorm’s common room where she laid an emotional kiss on me while plastering her beautiful body against mine. My mother said in a low voice, “Fred, I may do that to you later when we can thoroughly enjoy the aftermath.” I decided not to say anything but to concentrate upon the kiss. We finally ended the kiss and I was breathing a little quickly and heavily. We went over and sat with my parents. I said, “Dad, is everything with the court and police...

4 years ago
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Resolution With a RedheadChapter 14

We went inside and sat on the couch. There weren’t many people there as many had gone home for the weekend. With no football here, there wasn’t much to hold people on the campus over weekends in autumn. Many left Friday after their classes. We sat down on a couch in the common room. There were only three others in the room and none of them were close to us. Agnes came into my arms and kissed me. I helped. We finally broke the kiss panting a bit. It had become impassioned. I think she enjoyed...

3 years ago
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Resolution With a RedheadChapter 15

I woke to my alarm and cleaned up to meet Agnes at her dorm. I got there just as she was getting off the elevator. In the middle of the common room, we embraced and kissed each other. “My personal Viking, are we going to eat breakfast and go to church together?” “Yes, dear lady. I look forward to all that.” Agnes was a vision in an ivory pants suit with a deep emerald colored blouse. She looked great. We went to the front door holding hands and looked for my parents. They drove up moments...

4 years ago
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Resolution With a RedheadChapter 18

Things were quiet. We had a light supper and everyone then loaded up for the football field. I rode in back with Agnes and Aaron using the backseat of Mister Stover’s big pickup. I had my arm around Agnes. We didn’t make out. Small town high school football games in the south are fun even if you don’t know anything about the teams. The communities get into the spirit of the competition. Everyone who is local knows everyone else. You easily can get included. Since I was with the Stover...

2 years ago
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Resolution With a RedheadChapter 19

Shortly thereafter, we left for town with Aaron in the back seat of my wagon. It wasn’t far and Agnes had me park in front of a farm store. Then, she gave the list to Aaron and said, “Aaron, take the list and get the stuff on it. Put it in the back of Eric’s wagon. I’m taking him walking.” I think Aaron wanted to protest but he didn’t. He went inside the store and we walked along the sidewalk holding hands. We hadn’t gone fifty feet when we had two girls walk toward us. One of them, a...

2 years ago
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Resolution With a RedheadChapter 20

We arrived and all was well and had been quiet. Melody, Tracy, and Amanda were excited to hear that we were engaged now. Supper was a happy meal. Carl even managed to congratulate me. After supper, we went to “our” couch in the common room. We kissed and held each other. The week sped by. Friday afternoon, we got in my wagon and I drove us to the home of my parents. We pulled in and were met by both. Dad had gotten off early. I had emailed them to let them know that we were engaged...

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